2427 N Florian Ave, Decatur, IL 62526 Property Records

Macon County property record for 2427 N Florian Ave, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,871 sqft · built 1975
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (May 2017)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-05-428-003`

Property Details

APN / Parcel Number

Primary APN	`04-12-05-428-003`
Alternative APN	`12-05-428-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,871 sqft Living Area
1st Floor Area	1,871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Area	598 sqft
Porch	Porch
Porch Area	180 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041205428003
Street Address	2427 N FLORIAN AVE
City	DECATUR
State	IL
Zip	62526-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	HOME PARK MANOR 4TH ADD LOT 3 IRREG
Legal Range	02E
Legal Township	16N
Legal Section	05
Legal Subdivision	HOME PARK MANOR FOURTH ADD
Legal Lot Number	3
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2009
Census Tract	1801

Owner

2427 N Florian Ave is owned and occupied by an individual who bought it in May 2017.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2427 N FLORIAN AVE, DECATUR, IL 62526-3039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
May 3, 2017	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on File
Deed Sale	May 3, 2017 · Amount on File
Prior Sale	Jul 1, 1987 · Amount on File
Deed Document Number	20171918252
Deed Book / Page	4559 / 363
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2427 N FLORIAN AVE, DECATUR, IL 62526-3039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4789/72
Date	Dec 9, 2020
Book Page	4789/72
Instrument	1971642

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 3, 2017
Property Address	2427 N FLORIAN AVE, DECATUR, IL 62526-3039
Document Number	4559/363
Book / Page	4559 / 363
Map Reference	PL 1575 PG 152
Instrument Date	May 2, 2017
Instrument	1918252
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	4559/364
Date	May 3, 2017
Book Page	4559/364
Instrument	1918253

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2427 N Florian Ave was $4,905 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,905.00	$58,561 Land $7,137 Building $51,424	$175,700 Land $21,413 Building $154,287

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2427 N Florian Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Aug 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2427 N Florian Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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