St. Charles County property record for 2427 N 7th St, Saint Charles, MO 63301 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1881 |
| Square Footage | 993 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $244,720 (2026) |
| Tax Bill | $2,632.00 (2025) |
Source: St. Charles County records · APN 088970A000
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage RICK JUERGENS |
| Sep 25, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Apr 16, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 03, 2024 | Warranty Deed, Transfer · Veterans Administration Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 08, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage TAMI KRAMER |
| May 08, 2023 | Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2026 · Amount on Record |
| Deed Sale | Jun 03, 2026 · Amount on Record |
| Prior Sale | Sep 03, 2024 · Amount on Record |
| Deed Doc Number | 202626050 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 16690 SWINGLEY RIDGE RD 240, 240, CHESTERFIELD, MO 63017-0758 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012810 |
|---|---|
| Date | Apr 05, 2024 |
| Instrument | 2024R-012810 |
| Name | RICK JUERGENS |
|---|---|
| Type | Private Party |
| Address | 808 RON DR, FENTON, MO 63026 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000042473 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025R-042473 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 03, 2026 |
| Property Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000026050 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 202626050 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000026051, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202626051 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 16, 2026 |
| Property Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000017550 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202617550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000017550, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202617550 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 03, 2024 |
| Property Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000035851 |
| Map Reference | MB 3 PG 87 |
| Instrument Date | Aug 28, 2024 |
| Instrument | 2024R-035851 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 PHEASANT LN, SAINT PETERS, MO 63376-4202 |
| Name | Verified Name |
|---|---|
| Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000035852 |
|---|---|
| Date | Sep 03, 2024 |
| Instrument | 2024R-035852 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 08, 2023 |
| Property Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000017419 |
| Map Reference | MB 3 PG 87 |
| Instrument Date | May 05, 2023 |
| Instrument | 2023R-017419 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 830 WATERBURY FALLS DR # DR201, DR201, O FALLON, MO 63368-2227 |
| Name | Verified Name |
|---|---|
| Address | 26 PHEASANT LN, SAINT PETERS, MO 63376-4202 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017420 |
|---|---|
| Date | May 08, 2023 |
| Instrument | 2023R-017420 |
| Name | TAMI KRAMER |
|---|---|
| Type | Private Party |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 08, 2023 |
| Property Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Document Number | 0000017418 |
| Map Reference | MB 3 PG 87 |
| Instrument Date | May 04, 2023 |
| Instrument | 2023R-017418 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2427 N 7TH ST, SAINT CHARLES, MO 63301-0922 |
| Name | Verified Name |
|---|---|
| Address | 830 WATERBURY FALLS DR STE 201, 201, O FALLON, MO 63368-2217 |
| Investor | Possibly a Property Investor |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,632.00 (+81.52%) | $41,894 (+87.83%) | $220,497 (+87.83%) Land $40,000 Building $180,497 |
| 2024 | $1,450.00 | ||
| 2023 | $22,304 | ||
| 2022 | $117,391 Land $30,000 Building $87,391 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 088970A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 993 sqft Living Area |
| Gross Area | 1,905 sqft Gross Area |
| 1st Floor | 993 sqft 1st Floor |
| Basement Area | 912 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Architectural Style | Ranch Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,000 sqft (0.138 acres) |
| Depth X Width | 100 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 288 sqft Garage |
| Carport | Carport |
| Carport Area | 288 sqft Carport |
| Porch | Porch |
| Porch Area | 81 sqft Porch |
| Topography | Rolling Topography |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 088970A000 |
|---|---|
| Street Address | 2427 N 7TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0922 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CHAS HGTS BLK K LOTS 17-18 & PT LOT 16 |
| Legal Subdivision | ST CHAS HGTS |
| Legal Block | K |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 310400 |
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