Augusta-Richmond County Consolidated Government property record for 2427 McDowell St, Augusta, GA 30904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,053 sqft · built 1911 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $795,000 (Dec 2017) |
| Tax Bill | $3,501 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-1-030-00-0 |
| Primary APN | 044-1-030-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,053 sqft Gross Area |
| 1st Floor Area | 2,951 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 224 ft deep x 101 ft wide |
| Garage Area | 692 sqft |
| Porch | Porch |
| Porch Area | 654 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2427 MCDOWELL ST |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30904-4682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 2427 1/2 MCDOWELL ST |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Summerville Historic District listed 1980 · 1,250 contributing resources · NRIS 80001229 |
|---|---|
| Individually Listed | Benet, Stephen Vincent, House listed 1971 · 1 contributing resources · National Historic Landmark (designated 1971) · NRIS 71000286 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2427 MCDOWELL ST, AUGUSTA, GA 30904-4682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Line of Credit SRP FEDERAL CREDIT UNION |
| Jul 20, 2023 | Deed of Trust, Mortgage · Line of Credit LOAN DEPOT COM |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage F & M BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2017 · Amount on Record |
| Deed Sale | Dec 22, 2017 · Amount on Record |
| Prior Sale | Mar 23, 2011 · Amount on Record |
| Deed Document Number | 20172018-000464 |
| Deed Book / Page | 1614 / 266 |
| Prior Transfer Date | May 13, 2011 |
| Prior Transfer Doc | 0013021448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 2427 MCDOWELL ST, AUGUSTA, GA 30904-4682 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2427 MCDOWELL ST, AUGUSTA, GA 30904-4682 |
| Document Number | 0018710000000892 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 0000001871/0000000892 |
| Instrument | 2023000074 |
| Name | SRP FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 2427 MCDOWELL ST, AUGUSTA, GA 30904-4682 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2427 MCDOWELL ST, AUGUSTA, GA 30904-4682 |
| Document Number | 0018930000001295 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 0000001893/0000001295 |
| Instrument | 2023016703 |
| Name | LOAN DEPOT COM |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 2427 MCDOWELL ST, AUGUSTA, GA 30904-4682 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0016140271 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 1614/271 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 26, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 2427 MCDOWELL ST, AUGUSTA, GA 30904-4682 |
| Document Number | 0017481561 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2427 MCDOWELL ST AUGUSTA GA 309044682, AUGUSTA, GA 30904-4682 |
| Document Number | 0017481561 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 001748/001561 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 28, 2035 |
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,501.00 (-61.88%) | ||
| 2025 | $9,185.00 (+10.03%) | $296,352 (-2.83%) Land $51,426 Building $244,926 | $740,882 (-2.83%) Land $128,566 Building $612,316 |
| 2023 | $8,348.00 (-1.42%) Homeowner's exemption | $304,994 (+16.57%) Land $51,426 Building $253,568 | $762,486 (+16.57%) Land $128,566 Building $633,920 |
| 2022 | $8,468.00 | $261,632 Land $51,426 Building $210,206 | $654,082 Land $128,566 Building $525,516 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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