Merced County property record for 2427 Explorador Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,111 sqft · built 2021 |
| Lot Size | 0.13 acres (5,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Apr 2022) |
| Tax Bill | $8,146 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-480-013-000 |
| Primary APN | 008-480-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,111 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 5,650 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 139 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-480-013 |
|---|---|
| Street Address | 2427 EXPLORADOR DR |
| City | MERCED |
| State | CA |
| Zip | 95340-5304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 300 MORAGA OF MERCED UNIT NO. 2 SEC 16/7/14 |
| Legal Subdivision | 5370 MORAGA/MERCED |
| Legal Lot Number | 300 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2602 |
2427 Explorador Dr is owned and occupied by two individuals who bought it in April 2022.
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2427 EXPLORADOR DR, MERCED, CA 95340-5304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH BUSINESS BANK |
| Apr 13, 2022 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Deed Document Number | 202214767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2427 EXPLORADOR DR, MERCED, CA 95340-5304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2427 EXPLORADOR DR, MERCED, CA 95340-5304 |
| Document Number | 0000006831 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026006831 |
| Name | COMMONWEALTH BUSINESS BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90010 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 13, 2022 |
| Property Address | 2427 EXPLORADOR DR, MERCED, CA 95340-5304 |
| Document Number | 0000014767 |
| Map Reference | VOL 82 PG 13-20 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 2022014767 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | CALATLANTIC TITLE COMPANY/MD, CALATLANTIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2427 EXPLORADOR DR, MERCED, CA 95340-5304 |
| Document Number | 0000014768 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022014768 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 2427 Explorador Dr was $8,146, up 4.1% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $492,179 (+2%) Land $92,006 Building $400,173 | |
| 2025 | $8,146.00 (+4.14%) | $482,529 Land $90,202 Building $392,327 |
| 2024 | $7,822.00 (+0.89%) | |
| 2023 | $7,753.00 (+6.41%) | $463,794 Land $86,700 Building $377,094 |
| 2022 | $7,286.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2427 Explorador Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2427 Explorador Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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