2427 Claridge Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 2427 Claridge Rd, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,587 sqft · built 2012
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$377,000 (Jan 2017)
Tax Bill$5,349 (2023)
Deeds & MortgagesOct 2023 Line of Credit
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03014C0216.000000

Property Details

APN / Parcel Number

Primary APN03014C0216.000000
Alternative APNs
  • 4682 22 6115
  • 113620

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,587 sqft Living Area
Gross Area6,176 sqft
1st Floor Area1,593 sqft
Upper Floors Area1,994 sqft
Basement Area1,593 sqft
Unfinished Basement1,593 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions170 ft deep x 53 ft wide
Garage TypeMixed
Garage Area504 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area222 sqft
Deck Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number113620
Street Address2427 CLARIDGE RD
CityCONCORD
StateNC
Zip28027-8242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 216 WELLINGTON CHASE
Legal SubdivisionWELLINGTON CHASE
Legal Lot Number216
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1051
Census Tract41301

Owner

2427 Claridge Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2427 CLARIDGE RD, CONCORD, NC 28027-8242
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Feb 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
BNC NATIONAL BANK
Jan 31, 2017Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2017 · Amount on File
Deed SaleJan 31, 2017 · Amount on File
Prior SaleNov 13, 2012 · Amount on File
Deed Document Number201712343-0184
Deed Book / Page12343 / 184
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2427 CLARIDGE RD, CONCORD, NC 28027-8242
Transaction TypeMortgage
Record UpdatedOct 17, 2023
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2427 CLARIDGE RD, CONCORD, NC 28027-8242

Mortgage

Document Number0016672218
DateOct 5, 2023
Book Page16672/218
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2427 CLARIDGE RD, CONCORD, NC 28027-8242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14021173
DateFeb 25, 2020
Book Page14021/173
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 31, 2017
Property Address2427 CLARIDGE RD, CONCORD, NC 28027-8242
Document Number0012343184
Book / Page12343 / 0184
Map ReferenceMB52 PG106
Instrument DateJan 27, 2017
Instrument12343-0184
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 5817, CONCORD, NC 28027-1513

Transferred To (Grantee/Buyer)

NameVerified Name
Address2427 CLARIDGE RD, CONCORD, NC 28027-8242

Mortgage

Document Number0123430186
DateJan 31, 2017
Instrument12343-0186
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$631,720 Land $114,000 Building $517,720
2024$631,720 (+61.78%) Land $114,000 Building $517,720
2023$5,349.00$390,470 Land $73,000 Building $317,470$390,470 Land $73,000 Building $317,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2427 Claridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2427 Claridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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