2427 Cape Cod Cir, Elgin, IL 60124 Property Records

Kane County property record for 2427 Cape Cod Cir, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2013
Square Footage2,799 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
Last Sale$611,000 (2024)
Tax Bill$13,793.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-20-426-005

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,799 sqft Living Area
1st Floor2,799 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeFrame Construction
Lot Area9,148 sqft (0.21 acres)
Depth X Width112 ft x 80 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address2427 CAPE COD CIR
CityELGIN
StateIL
Zip60124-4365
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 2 LT 495
Legal SubdivisionEDGEWATER SUB
Legal Phase2
Legal Block1
Legal Lot Number495
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1003
Census Tract851913

Owner

Source: Kane County records · APN 06-20-426-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1360 W BELMONT AVE, CHICAGO, IL 60657-3209
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
May 17, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jun 29, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2024 · Amount on Record
Deed SaleAug 23, 2024 · Amount on Record
Prior SaleJun 29, 2017 · Amount on Record
Deed Doc Number202430156
Record RefreshedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2427 CAPE COD CIR, ELGIN, IL 60124-4365
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019851
DateMay 17, 2019
Instrument2019K019851
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 15, 2049
Interest
Rate TypeAdjustable Rate
Rate5.2%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 29, 2017
Property Address2427 CAPE COD CIR, ELGIN, IL 60124-4365
Document Number0000033399
Instrument DateJun 01, 2017
Instrument33399
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Tax$600.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3N772 WALT WHITMAN RD ST CHARLES IL 601756527, ST CHARLES, IL 60175-6527

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,793.00 (+11.87%)
2024$169,593 (+21.39%) Land $39,623 Building $129,970$508,983 (+21.44%) Land $118,917 Building $390,066
2022$12,330.00 (+3.64%) Homeowner's exemption$139,705 (+6.96%) Land $32,640 Building $107,065$419,115 (+6.96%) Land $97,920 Building $321,195
2021$11,897.00 Homeowner's exemption$130,614 Land $30,516 Building $100,098$391,842 Land $91,548 Building $300,294

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