Schenectady County and Rotterdam Town property record for 2427 3rd Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 630 sqft · built 1950 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Apr 2026) |
| Tax Bill | $3,173 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.11-5-8 |
| Primary APN | 422800 59.11-5-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 630 sqft Living Area |
| 1st Floor Area | 630 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 225 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2427 3RD AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2 STOODLEY-415 4.-335-23 |
| Legal Block | 5 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 32901 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 POTTER HILL RD, PETERSBURG, NY 12138-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 24, 2017 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Deed Document Number | 202610109 |
| Deed Book / Page | 2171 / 536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 30, 2026 |
| Property Address | 2427 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Document Number | 0000010109 |
| Book / Page | 2171 / 536 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.10109 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 POTTER HILL RD, PETERSBURG, NY 12138-3215 |
| Document Number | 0000010110, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..10110 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2427 3RD AVE, SCHENECTADY, NY 12303-2432 |
| Document Number | 0000054277 |
| Book / Page | 004804 / 000696 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2427 3RD AVE SCHENECTADY NY 123032432, SCHENECTADY, NY 12303-2432 |
| Document Number | 0000054277 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 004804/000696 |
| Instrument | 54277 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 30, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,173.00 (+1.7%) Homeowner's exemption | ||
| 2025 | $3,120.00 | $85,000 (-) Land $8,400 Building $76,600 | $130,800 (+16.99%) Land $12,926 Building $117,874 |
| 2023 | $85,000 Land $8,400 Building $76,600 | $111,800 Land $11,048 Building $100,752 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures