24264 Chappell Rd, Dow, IL 62022 Property Records

Jersey County property record for 24264 Chappell Rd, Dow, IL 62022

Property Summary

Property Type	Single Family Home
Details	1,769 sqft · built 2014
Lot Size	6.38 acres (277,913 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2019)
Tax Bill	$7,404 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-120-001-00`

Property Details

APN / Parcel Number

Primary APN	`05-120-001-00`
Alternative APN	`120-001-00`

Interior

Stories	1 Story
Building Area	1,769 sqft Total Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	277,913 sqft (6.38 acres)

Location & Zoning

Account Number	120-001-00
Street Address	24264 CHAPPELL RD
City	DOW
State	IL
Zip	62022-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NE1/4 SW1/4. 8-07 225K, 9-01 85K, 12-76 70.6K 2014 1STY/BSMT 1769SQ
Legal Range	11W
Legal Township	07N
Legal Section	20
Legal Subdivision	S 20, T7N, RNG 11 W OF 3RD P.M
Jurisdiction	JERSEY IL
Township / Civil Division	MISSISSIPPI
Census Block Group	2
Census Block	2005
Census Tract	10300

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24264 CHAPPELL RD, DOW, IL 62022-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Deed of Trust, Mortgage JERSEY STATE BANK
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK
Sep 21, 2018	Deed of Trust, Mortgage JERSEY STATE BANK
May 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Deed Document Number	2019156178
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	24264 CHAPPELL RD, DOW, IL 62022-3034
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800153881
Date	Aug 24, 2018
Instrument	201800153881

Lender

Name	JERSEY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Jan 1, 2019

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	24264 CHAPPELL RD, DOW, IL 62022-3034
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000161461
Date	Sep 29, 2020
Instrument	202000161461

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	24264 CHAPPELL RD, DOW, IL 62022-3034
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800154102
Date	Sep 21, 2018
Instrument	201800154102

Lender

Name	JERSEY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	May 30, 2019
Property Address	24264 CHAPPELL RD, DOW, IL 62022-3034
Document Number	201900156178
Instrument Date	May 30, 2019
Instrument	201900156178
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CROSS AVE, JERSEYVILLE, IL 62052-2020

Mortgage

Document Number	201900156179
Date	May 30, 2019
Instrument	201900156179

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	201900156178
Date	May 30, 2019
Instrument	201900156178

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Mississippi Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,404.00 (-5.34%)	$139,595 (+19.47%) Land $15,625 Building $123,970	$418,785 (+19.47%) Land $46,875 Building $371,910
2024	$7,822.00 (+10.34%)
2022	$7,089.00 Homeowner's exemption	$116,850 Land $13,080 Building $103,770	$350,550 Land $39,240 Building $311,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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