24263 del Amo Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24263 del Amo Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,178 sqft · built 1989
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Tax Bill$7,027 (2025)
Deeds & MortgagesNov 2025 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288-431-24-00

Property Details

APN / Parcel Number

Primary APN288-431-24-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,178 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area23,522 sqft (0.54 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address24263 DEL AMO RD
CityRAMONA
StateCA
Zip92065-4126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 556 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block1
Legal Lot Number556
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4008
Census Tract20810

Owner

24263 del Amo Rd is owned and occupied by two individuals who acquired it in April 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address24263 DEL AMO RD, RAMONA, CA 92065-4126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 8, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 29, 2019Grant Deed, Transfer · FHA Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2020
Deed SaleApr 24, 2020
Prior SaleJul 29, 2019 · Amount on File
Deed Document Number2020210534
Prior Transfer DateApr 20, 2020
Prior Transfer Doc0000210534
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24263 DEL AMO RD, RAMONA, CA 92065-4126
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address24263 DEL AMO RD, RAMONA, CA 92065-4126
InvestorPossibly a Property Investor

Mortgage

Document Number0000326371
DateNov 19, 2025
Instrument2025-0326371
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term351 Months
DueFeb 1, 2055

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24263 DEL AMO RD, RAMONA, CA 92065-4126
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address24263 DEL AMO RD, RAMONA, CA 92065-4126

Mortgage

Document Number0000275026
DateApr 8, 2021
Instrument2021-0275026
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 29, 2019
Property Address24263 DEL AMO RD, RAMONA, CA 92065-4126
Document Number0000309382
Map ReferenceMAP 7519
Instrument DateJul 8, 2019
Instrument2019-0309382
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address24263 DEL AMO RD, RAMONA, CA 92065-4126
InvestorPossibly a Property Investor

Mortgage

Document Number0000309383
DateJul 29, 2019
Instrument2019-0309383
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 24263 del Amo Rd was $7,027.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$580,064 (+2%) Land $144,998 Building $435,066
2025$7,027.00$568,691 Land $142,155 Building $426,536
2023$6,588.00 (-1.52%)$546,610 Land $136,636 Building $409,974
2022$6,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24263 del Amo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24263 del Amo Rd is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 60% of California
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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