2426 Valley Chapel Rd, Jackson, OH 45640 Property Records

Jackson County property record for 2426 Valley Chapel Rd, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 1997
Lot Size	8.05 acres (350,745 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Apr 2014)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`G110040007900`

Property Details

APN / Parcel Number

Primary APN	`G110040007900`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	350,745 sqft (8.05 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	672 sqft
Deck Area	256 sqft
Lean-To	192 sqft
Pole Barn	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2426 VALLEY CHAPEL RD
City	JACKSON
State	OH
Zip	45640-7541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 SW
Legal Range	19
Legal Township	07
Legal Section	15
Jurisdiction	JACKSON OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3021
Census Tract	957400

Owner

2426 Valley Chapel Rd is owned and occupied by an individual who bought it in April 2014.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2426 VALLEY CHAPEL RD, JACKSON, OH 45640-7541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jun 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 30, 2019	Deed of Trust, Mortgage · Construction Mortgage THE VINTON COUNTY NATIONAL BANK
Mar 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2014 · Amount on File
Deed Sale	Apr 30, 2014 · Amount on File
Deed Document Number	20141168
Deed Book / Page	102 / 2060
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	00102/1075
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	2426 VALLEY CHAPEL RD, JACKSON, OH 45640-7541
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2390 VALLEY CHAPEL RD, JACKSON, OH 45640-7541

Mortgage

Document Number	00174/1070
Date	Aug 25, 2023
Book Page	174/1070
Instrument	202302490

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	JACKSON, OH 45640

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	2426 VALLEY CHAPEL RD, JACKSON, OH 45640-7541
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00172/2509
Date	Jun 12, 2023
Book Page	172/2509
Instrument	202301710

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	154 Months
Due	Apr 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	2426 VALLEY CHAPEL RD, JACKSON, OH 45640-7541
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00156/2095
Date	Jun 24, 2021
Book Page	156/2095
Instrument	202100002185

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Apr 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	2426 VALLEY CHAPEL RD, JACKSON, OH 45640-7541
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00143/0569
Date	Oct 30, 2019
Book Page	143/0569
Instrument	201900003624

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	MC ARTHUR, OH 45651

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OH
Recording Date	Mar 19, 2019
Property Address	2426 VALLEY CHAPEL RD, JACKSON, OH 45640-7541
Document Number	00138/0479
Book / Page	138 / 0479
Map Reference	MB 102 PG 1075
Instrument Date	Mar 18, 2019
Instrument	201900000869
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2538 VALLEY CHAPEL RD, JACKSON, OH 45640-9419

Tax Assessment & Valuation

The 2025 property tax bill for 2426 Valley Chapel Rd was $3,106.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Liberty Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00	$64,920 Land $11,350 Building $53,570	$185,480 Land $32,430 Building $153,050
2023	$3,213.00 (+4.15%)	$64,920 (+5.2%) Land $11,350 Building $53,570
2022	$3,085.00	$61,710 Land $8,910 Building $52,800
2020			$185,480 Land $32,430 Building $153,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2426 Valley Chapel Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2426 Valley Chapel Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 96% of Ohio
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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