2426 Pine Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2426 Pine Dr, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,788 sqft · built 1982
Lot Size0.204 acres (8,904 sqft)
Owner2 Owner Names on Record
Tax Bill$4,285 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN107298

Property Details

APN / Parcel Number

Primary APN107298
Alternative APNs
  • 390219 095548 0000
  • 93884

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,788 sqft Living Area
1st Floor Area1,200 sqft
2nd Floor Area588 sqft
Basement Area567 sqft
Unfinished Basement567 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,904 sqft (0.204 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area100 sqft
Deck Area180 sqft
Patio Area230 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number107298
Street Address2426 PINE DR
CityFERNDALE
StateWA
Zip98248-9273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS8.5
Legal DescriptionROYAL VIEW ESTATES DIV 1 LOT 14
Legal Range02
Legal Township39
Legal Section19
Legal SubdivisionROYAL VIEW ESTATES DIV 1
Legal Lot Number14
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1002
Census Tract10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2426 PINE DR, FERNDALE, WA 98248-9273
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 29, 2007
Transfer Doc2070304572
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2426 PINE DR, FERNDALE, WA 98248-9273
Document Number2201101594
Instrument DateNov 5, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2426 PINE DR FERNDALE WA 982489273, FERNDALE, WA 98248-9273

Mortgage

Document Number2201101594
DateNov 9, 2020
Instrument1101594
Lender
NameINDUSTRIAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-1767
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 8, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,285.00 (+17.2%)$571,962 (+16.59%) Land $224,070 Building $347,892$571,962 (+16.59%) Land $224,070 Building $347,892
2022$490,591 Land $168,534 Building $322,057$490,591 Land $168,534 Building $322,057
2021$3,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Ziply Fiber.

Nearby Properties on Pine Dr

Nearby Streets

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