2426 N 3rd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2426 N 3rd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	959 sqft · built 1902
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (May 2019)
Tax Bill	$374 (2025)
Deeds & Mortgages	Jun 2022 Transfer May 2019 Mortgage
APN	`06-3.0-05-002-002-073.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-002-002-073.000`

Interior

Building Area	959 sqft Base Area
1st Floor Area	959 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	130 ft deep x 150 ft wide

Location & Zoning

Street Address	2426 N 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64505-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:BOYER AND BOWEN'S LOT:12 BLK:7LGL DESC:& L13 & 14
Legal Subdivision	BOYER AND BOWENS
Legal Block	7
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1042
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2426 N 3RD ST, SAINT JOSEPH, MO 64505-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC
May 6, 2019	Personal Representative Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	May 6, 2019 · Amount on Record
Deed Document Number	20193639
Deed Book / Page	3737 / 224
Last Transfer Date	May 31, 2022
Transfer Doc	003776/613
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jun 1, 2022
Property Address	2426 N 3RD ST, SAINT JOSEPH, MO 64505-2011
Document Number	003776/613
Book / Page	3776 / 613
Instrument Date	May 31, 2022
Instrument	2022005209
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2426 N 3RD ST, SAINT JOSEPH, MO 64505-2011

May 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 6, 2019
Property Address	2426 N 3RD ST, SAINT JOSEPH, MO 64505-2011
Document Number	003737/222
Book / Page	3737 / 222
Instrument Date	May 2, 2019
Instrument	2019003637
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2426 N 3RD ST, SAINT JOSEPH, MO 64505-2011

Mortgage

Document Number	003737/223
Date	May 6, 2019
Book Page	3737/223
Instrument	2019003638

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$374.00	$5,640 (+11.9%) Land $1,900 Building $3,740	$29,680 (+12%) Land $10,000 Building $19,680
2024	$374.00 (+11.31%)
2023	$336.00 (-0.59%)	$5,040 (-) Land $1,900 Building $3,140	$26,500 (-) Land $10,000 Building $16,500
2022	$338.00	$5,040 Land $1,900 Building $3,140
2021			$26,500 Land $10,000 Building $16,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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