2426 Gardner Rd, Hamilton, OH 45013 Property Records

Butler County property record for 2426 Gardner Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,539 sqft · built 1977
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$261,055 (Aug 2023)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B1020-126.000-021`

Property Details

APN / Parcel Number

Primary APN	`B1020-126.000-021`
Alternative APNs	`0002400` `263863` `266155`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	185 ft deep x 124 ft wide
Terrain	Rolling
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0002400
Old Parcel Number	B1020126.000021
Street Address	2426 GARDNER RD
City	HAMILTON
State	OH
Zip	45013-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104 ENT GREEN VIEW NORTH
Legal Subdivision	GREEN VIEW
Legal Lot Number	104
Jurisdiction	BUTLER OH
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3032
Census Tract	15000

Owner

2426 Gardner Rd is owned and occupied by an individual who bought it in August 2023.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2426 GARDNER RD, HAMILTON, OH 45013-9317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 24, 2023	Warranty Deed, Transfer · Line of Credit WESTERN OHIO MORTGAGE CORP
Aug 21, 2023	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, RED LETTER TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	Aug 21, 2023
Deed Document Number	0000026783
Deed Book / Page	10006 / 1894
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2426 GARDNER RD, HAMILTON, OH 45013-9317
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2426 GARDNER RD, HAMILTON, OH 45013-9317

Mortgage

Document Number	0000039052
Date	Nov 7, 2025
Book Page	10285/49
Instrument	2025-00039052

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 24, 2023
Property Address	2426 GARDNER RD, HAMILTON, OH 45013-9317
Document Number	0000026783
Book / Page	10006 / 1894
Instrument Date	Aug 17, 2023
Instrument	2023-00026783
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	NOT AVAILABLE, RED LETTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2426 GARDNER RD, HAMILTON, OH 45013-9317

Mortgage

Document Number	0100061896
Date	Aug 24, 2023
Instrument	10006/1896

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BUTLER OH
Recording Date	Aug 21, 2023
Property Address	2426 GARDNER RD, HAMILTON, OH 45013-9317
Document Number	0000026316
Book / Page	10005 / 1310
Instrument Date	Aug 17, 2023
Instrument	2023-00026316
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	NOT AVAILABLE, RED LETTER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2426 Gardner Rd was $3,062.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Hanover Township
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,062.00	$85,070 Land $14,720 Building $70,350	$243,080 Land $42,070 Building $201,010
2023	$3,007.00 (+20.38%)	$85,070 (+35.03%) Land $14,720 Building $70,350	$243,080 Land $42,070 Building $201,010
2022	$2,498.00	$63,000 Land $14,720 Building $48,280
2020			$180,020 Land $42,070 Building $137,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2426 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2426 Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Watch TV.

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