2426 Elder Dr, Owensboro, KY 42301 Property Records

Daviess County property record for 2426 Elder Dr, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,011 sqft · built 1992
Lot Size	0.073 acres (3,196 sqft)
Owner	Individual Name on File
Last Sale	$71,500 (Sep 2017)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Jun 2009 Mortgage May 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-25-05-036-00-000`

Property Details

APN / Parcel Number

Primary APN	`004-25-05-036-00-000`
Alternative APN	`1415807`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,011 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,196 sqft (0.073 acres)
Lot Dimensions	94 ft deep x 34 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2426 ELDER DR
City	OWENSBORO
State	KY
Zip	42301-6544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2426 ELDER DR
Legal Subdivision	WINDSONG
Legal Lot Number	84
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2012
Census Tract	1701

Owner

2426 Elder Dr is owned by an individual who bought it in September 2017.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3705 WOOD TRCE, OWENSBORO, KY 42303-2442
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2009	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
May 31, 2005	Warranty Deed, Transfer · FHA Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Record Updated	Oct 29, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2426 ELDER DR, OWENSBORO, KY 42301-6544
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001698/511
Date	Jun 2, 2009
Book Page	1698/511
Instrument	2009-00008363

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2039

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS KY
Recording Date	May 31, 2005
Property Address	2426 ELDER DR, OWENSBORO, KY 42301-6544
Document Number	000800/091
Book / Page	0800 / 091
Map Reference	MB19 PG193
Instrument Date	Apr 29, 2005
Instrument	2005-00009175
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2417 HAVILAND DR, OWENSBORO, KY 42301-6508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 HAVILAND DR, OWENSBORO, KY 42301-6508

Mortgage

Document Number	001429/582
Date	May 31, 2005
Book Page	1429/582
Instrument	2005-00009176

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2426 Elder Dr was $1,098.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,600 (-)	$106,600 (-)
2025	$1,098.00	$106,600 Land $15,000 Building $91,600	$106,600 Land $15,000 Building $91,600
2023		$84,700 (-)	$84,700 (-)
2022	$223.00	$84,700	$84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2426 Elder Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2010–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2426 Elder Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Owensboro Municipal Utilities.

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