24259 Silversmith Ln, Katy, TX 77493 Property Records

Harris County property record for 24259 Silversmith Ln, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,165 sqft · built 2004
Lot Size	0.134 acres (5,841 sqft)
Owner	2 Individual Names on File
Last Sale	$205,778 (Oct 2020)
Tax Bill	$4,772 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-635-001-0015`

Property Details

APN / Parcel Number

Primary APN	`124-635-001-0015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,165 sqft Living Area
1st Floor Area	1,289 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,841 sqft (0.134 acres)
View / Lot	Buildable
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1246350010015
Street Address	24259 SILVERSMITH LN
City	KATY
State	TX
Zip	77493-2684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BLK 1 LAKECREST SEC 5
Legal Subdivision	LAKECREST SEC 5
Legal Block	1
Legal Lot Number	15
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2003
Census Tract	542600

Owner

24259 Silversmith Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24259 SILVERSMITH LN, KATY, TX 77493-2684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 14, 2020	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK
Aug 30, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Nov 19, 2004 · Amount on File
Deed Document Number	2020493191
Prior Transfer Date	Nov 16, 2004
Prior Transfer Doc	0000075881
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	24259 SILVERSMITH LN, KATY, TX 77493-2684
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24259 SILVERSMITH LN, KATY, TX 77493-2684

Mortgage

Document Number	0000402101
Date	Aug 31, 2020
Instrument	2020-402101

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Oct 1, 2048

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 14, 2020
Property Address	24259 SILVERSMITH LN, KATY, TX 77493-2684
Document Number	0000493191
Map Reference	FILE X-128946
Instrument Date	Oct 8, 2020
Instrument	2020-493191
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24259 SILVERSMITH LN, KATY, TX 77493-2684

Mortgage

Document Number	0000493192
Date	Oct 14, 2020
Instrument	2020-493192

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	24259 SILVERSMITH LN, KATY, TX 77493-2684
Document Number	0000451178
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	24259 SILVERSMITH LN KATY TX 774932684, KATY, TX 77493-2684

Mortgage

Document Number	0000451178
Date	Oct 2, 2018
Instrument	451178

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 24259 Silversmith Ln was $4,772 with a homeowner's exemption.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,104 (+2.6%) Land $51,535 Building $245,569	$297,104 (+2.6%) Land $51,535 Building $245,569
2025	$4,772.00 Homeowner's exemption	$289,589 Land $51,535 Building $238,054	$289,589 Land $51,535 Building $238,054
2023		$331,194 Land $51,535 Building $279,659	$331,194 Land $51,535 Building $279,659
2020	$3,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24259 Silversmith Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24259 Silversmith Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 64 serves 6,726 people · EPA ID TX1011513
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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