Osceola County property record for 2425 Willow Tree Ln, Kissimmee, FL 34758
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,571 sqft · built 2002 |
| Lot Size | 0.317 acres (13,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,000 (Jul 2018) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18407 |
| Primary APN | 18407 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,571 sqft Heated Area |
| Gross Area | 3,406 sqft |
| 1st Floor Area | 1,343 sqft |
| Upper Floors Area | 1,228 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,852 sqft (0.317 acres) |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Deck Area | 506 sqft |
| Patio Area | 170 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 18407 |
|---|---|
| Street Address | 2425 WILLOW TREE LN |
| City | KISSIMMEE |
| State | FL |
| Zip | 34758-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | WILLOW BEND AT CRESCENT LAKES PB 13 PG 35-37 LOT 80 |
| Legal Range | 28E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | WILLOW BEND @ CRS LAKES |
| Legal Tract | 5506 |
| Legal Block | 1 |
| Legal Lot Number | 80 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 41004 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2425 WILLOW TREE LN, KISSIMMEE, FL 34758-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on Record |
| Deed Sale | Jul 3, 2018 · Amount on Record |
| Prior Sale | Aug 13, 2013 · Amount on Record |
| Deed Document Number | 2018101988 |
| Deed Book / Page | 5360 / 2980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2425 WILLOW TREE LN, KISSIMMEE, FL 34758-5011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2425 WILLOW TREE LN, KISSIMMEE, FL 34758-5011 |
| Document Number | 0068682216 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 6868/2216 |
| Instrument | 2025130826 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2425 WILLOW TREE LN, KISSIMMEE, FL 34758-5011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062982803 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 6298/2803 |
| Instrument | 2022151955 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2425 WILLOW TREE LN, KISSIMMEE, FL 34758-5011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0060450029 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 6045/29 |
| Instrument | 2021144099 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2425 WILLOW TREE LN, KISSIMMEE, FL 34758-5011 |
| Document Number | 0056430049 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2425 WILLOW TREE LN KISSIMMEE FL 347585011, KISSIMMEE, FL 34758-5011 |
| Document Number | 0056430049 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 005643/000049 |
| Instrument | 164138 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 17, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 2425 WILLOW TREE LN, KISSIMMEE, FL 34758-5011 |
| Document Number | 0053602980 |
| Book / Page | 005360 / 002980 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 101988 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,023.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2425 WILLOW TREE LN KISSIMMEE FL 347585011, KISSIMMEE, FL 34758-5011 |
| Document Number | 53602981 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 005360/002981 |
| Instrument | 101989 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2048 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,508.00 (+18.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $278,762 (+5.99%) | $423,000 (+3.5%) Land $68,400 Building $354,600 |
| 2023 | $1,268.00 (-69.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $263,016 (+3%) | $408,700 (+28.32%) Land $57,000 Building $351,700 |
| 2022 | $4,172.00 Homeowner's exemption | $255,356 | $318,500 Land $41,000 Building $277,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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