2425 White Rose Dr, Montgomery, IL 60538 Property Records

Kendall County property record for 2425 White Rose Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,457 sqft · built 2005
Lot Size	0.234 acres (10,176 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2016)
Tax Bill	$9,587 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-301-010`

Property Details

APN / Parcel Number

Primary APN	`02-02-301-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	4,070 sqft
1st Floor Area	2,457 sqft
Basement Area	1,184 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,176 sqft (0.234 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2425 WHITE ROSE DR
City	MONTGOMERY
State	IL
Zip	60538-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 BLACKBERRY CROSSING WEST UNIT 2 VILLAGE OF MONTGOMERY
Legal Subdivision	BLACKBERRY CROSSING
Legal Lot Number	41
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2026
Census Tract	890404

Owner

2425 White Rose Dr is owned and occupied by an individual who acquired it in August 2026.

Source: Kendall County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2425 WHITE ROSE DR, MONTGOMERY, IL 60538-5141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FEDERAL CREDIT UNION
Aug 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2023	Deed of Trust, Mortgage · Construction Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2016 · Amount on File
Deed Sale	Jun 29, 2016 · Amount on File
Prior Sale	Sep 25, 2009 · Amount on File
Deed Document Number	20169523
Last Transfer Date	Aug 7, 2026
Transfer Doc	0000011575
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Sep 2, 2026
Property Address	2425 WHITE ROSE DR, MONTGOMERY, IL 60538-5141
Document Number	0000012936
Instrument Date	Aug 19, 2026
Instrument	202612936
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 WHITE ROSE DR, MONTGOMERY, IL 60538-5141

Mortgage

Document Number	0000012936,
Date	Sep 2, 2026
Instrument	202612936

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 7, 2026
Property Address	2425 WHITE ROSE DR, MONTGOMERY, IL 60538-5141
Document Number	0000011575
Instrument Date	Aug 7, 2026
Instrument	202611575
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 WHITE ROSE DR, MONTGOMERY, IL 60538-5141

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2425 WHITE ROSE DR, MONTGOMERY, IL 60538-5141
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 WHITE ROSE DR, MONTGMRY, IL 60538-5141

Mortgage

Document Number	0000010213
Date	Sep 8, 2023
Instrument	202300010213

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2425 White Rose Dr was $9,587, up 2.9% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,587.00 (+2.9%)	$130,551 Land $14,391 Building $116,160	$391,653 Land $43,173 Building $348,480
2024	$9,317.00
2022		$96,216 Land $10,701 Building $85,515	$288,648 Land $32,103 Building $256,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 White Rose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 White Rose Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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