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2425 Whispering Pines Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2425 Whispering Pines Blvd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,704 sqft · built 2022
Lot Size0.712 acres (31,015 sqft)
OwnerIndividual Name on Record
Last Sale$750,000 (Oct 2022)
Tax Bill$5,307 (2024)
Deeds & MortgagesMar 2021 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-2S-26-0000-00177-0000

Property Details

APN / Parcel Number

Primary APN14-2S-26-0000-00177-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,704 sqft Heated Area
1st Floor Area3,515 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area31,015 sqft (0.712 acres)
Lot Dimensions2,360 ft deep x 800 ft wide
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number142S260000001770000
Street Address2425 WHISPERING PINES BLVD
CityNAVARRE
StateFL
Zip32566-2898
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description*DESCRIPTION UPDATE FOR 2022* COM AT TH NE CORN CREETWOODS SUB OF SECTION 14 TOWNSHIP 2 SOUTH RANGE 26 WEST THN N69*42'43W
Legal Range26W
Legal Township02S
Legal Section14
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2007
Census Tract10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2425 WHISPERING PINES BLVD, NAVARRE, FL 32566-2898
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANCORPSOUTH BANK
Oct 24, 2022Warranty Deed, Transfer · Commercial Mortgage
DKE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Deed Document Number202260192
Deed Book / Page4338 / 889
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2425 WHISPERING PINES BLVD, NAVARRE, FL 32566-2898
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 CREWILLA DR NW, FORT WALTON BEACH, FL 32548-3906

Mortgage

Document Number0040940677
DateMar 29, 2021
Book Page4094/677
Instrument202120274
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 24, 2022
Property Address2425 WHISPERING PINES BLVD, NAVARRE, FL 32566-2898
Document Number0043380889
Book / Page4338 / 889
Instrument DateOct 21, 2022
Instrument202260192
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address238 CREWILLA DR NW, FORT WALTON BEACH, FL 32548-3906

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 WHISPERING PINES BLVD, NAVARRE, FL 32566-2898

Mortgage

Document Number0004338891
DateOct 24, 2022
Instrument4338/891
Lender
NameDKE INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,307.00 (+1.88%) Homeowner's exemption$480,872 (+3%)$494,327 (+5.88%) Land $75,000 Building $419,327
2023$5,209.00 (+535.24%)$466,866 (+833.73%) Land $55,000 Building $411,866$466,866 (+833.73%) Land $55,000 Building $411,866
2022$820.00$50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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