2425 W Seminole Rd, Duncan, OK 73533 Property Records

Stephens County property record for 2425 W Seminole Rd, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1984
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Apr 2018)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2011 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24589`

Property Details

APN / Parcel Number

Primary APN	`24589`
Alternative APN	`1999-07-01S-07W-3-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	390 sqft
Shed	1 Shed
Shed Area	64 sqft
Storage Building	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24589
Street Address	2425 W SEMINOLE RD
City	DUNCAN
State	OK
Zip	73533-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7-1S-7 ADD TR BEG 248.48E SW/C LOT 4 (SWSW) E208.48 N522.35 W208.48 S522.35 TO POB
Legal Range	07W
Legal Township	01S
Legal Section	07
Legal Subdivision	N/A
Legal Block	1S
Legal Lot Number	4
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3029
Census Tract	102

Owner

2425 W Seminole Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2425 W SEMINOLE RD, DUNCAN, OK 73533-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Feb 16, 2011	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Nov 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 12, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	Mar 18, 1999 · Amount on File
Deed Document Number	20183682
Deed Book / Page	5464 / 280
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Recording Date	Jun 25, 2026
Property Address	2425 W SEMINOLE RD, DUNCAN, OK 73533-9766
Document Number	0000005540
Book / Page	6886 / 179
Instrument Date	May 28, 2026
Instrument	20265540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 W SEMINOLE RD, DUNCAN, OK 73533-9766
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005540,
Date	Jun 25, 2026
Book Page	6886/179
Instrument	20265540

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	267 Months
Due	Sep 1, 2048

Interest

Rate	6.3%
Max Rate	-1%

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2425 W SEMINOLE RD, DUNCAN, OK 73533-9766
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004108/012
Date	Feb 16, 2011
Book Page	4108/012
Instrument	83-1553

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2425 W SEMINOLE RD, DUNCAN, OK 73533-9766
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005885/122
Date	Nov 6, 2020
Book Page	5885/122
Instrument	2020-009227

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Sep 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 12, 2018
Property Address	2425 W SEMINOLE RD, DUNCAN, OK 73533-9766
Document Number	005464/280
Book / Page	5464 / 280
Instrument Date	Apr 11, 2018
Instrument	2018-003682
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2425 W SEMINOLE RD, DUNCAN, OK 73533-9766

Mortgage

Document Number	2018003683
Date	Apr 12, 2018
Instrument	2018-003683

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2425 W Seminole Rd was $1,229 with a homeowner's exemption, up 5% from the year before.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,291 (-1.9%) Land $996 Building $13,295	$129,918 (-7.19%) Land $9,058 Building $120,860
2025	$1,229.00 (+4.95%)	$14,568 (+10.25%) Land $996 Building $13,572	$139,979 (+4.95%) Land $9,058 Building $130,921
2024	$1,171.00 (+8.63%)	$13,214 (+0.59%) Land $957 Building $12,257	$133,376 (+11.68%) Land $9,058 Building $124,318
2023	$1,078.00	$13,136 Land $996 Building $12,140	$119,426 Land $9,058 Building $110,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 W Seminole Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 W Seminole Rd is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS RWD #1 serves 8,398 people · EPA ID OK3003401
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Gross alpha radiation resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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