Kane County property record for 2425 W Main St, Saint Charles, IL 60175
| Property Type | Commercial |
|---|---|
| Lot Size | 1.51 acres (66,060 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $775,000 (Apr 2017) |
| Tax Bill | $35,306 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-481-002 |
| Primary APN | 09-29-481-002 |
|---|
| Lot Area | 66,060 sqft (1.51 acres) |
|---|
| Street Address | 2425 W MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-1084 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BUONA ST. CHARLES LT 2 |
| Legal Subdivision | BUONA ST CHARLES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 852204 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6801 ROOSEVELT RD, BERWYN, IL 60402-1019 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 22, 2018 | Deed of Trust, Mortgage · Commercial Mortgage LAKESIDE BANK |
| Jul 25, 2019 | Deed of Trust, Mortgage MISCELLANEOUS INS CO |
| Feb 28, 2018 | Trustee's Deed, Construction Loan · Line of Credit LAKESIDE BK |
| Apr 13, 2017 | Special Warranty Deed, Transfer · Commercial Mortgage FIDELITY SCKA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2017 · Amount on Record |
| Deed Sale | Apr 13, 2017 · Amount on Record |
| Prior Sale | Aug 14, 2014 · Amount on Record |
| Deed Document Number | 201718559 |
| Prior Transfer Date | Oct 17, 2016 |
| Prior Transfer Doc | 0000065625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2425 W MAIN ST, SAINT CHARLES, IL 60175-1084 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GREATER ILLINIOS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000023853 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2018K023853 |
| Name | LAKESIDE BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Jan 23, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2425 W MAIN ST, SAINT CHARLES, IL 60175-1084 |
| Document Number | 0000036461 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6801 ROOSEVELT RD BERWYN IL 604021019, BERWYN, IL 60402-1019 |
| Document Number | 0000036461 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 36461 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | PO BOX 84066, SEATTLE, WA 98124-8466 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 28, 2018 |
| Property Address | 2425 W MAIN ST, SAINT CHARLES, IL 60175-1084 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 9246 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 26, 2018 |
| Title Company | GREATER ILLINOIS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 418 CLINTON PL RIVER FOREST IL 603052203, RIVER FOREST, IL 60305-2203 |
| Document Number | 0000009246 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 9246 |
| Name | LAKESIDE BK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 27, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.56% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 13, 2017 |
| Property Address | 2425 W MAIN ST, SAINT CHARLES, IL 60175-1084 |
| Document Number | 0000018559 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2017K018559 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 CLINTON PL, 418, RIVER FOREST, IL 60305-2203 |
| Name | Verified Name |
|---|---|
| Address | 1 TRANSAM PLAZA DR STE 120, 120, OAKBROOK TERRACE, IL 60181-4286 |
| Document Number | 0000018560 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 2017K018560 |
| Name | FIDELITY SCKA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,306.00 (-6.92%) | ||
| 2024 | $463,849 (-1.26%) Land $233,144 Building $230,705 | $1,392,104 (-1.22%) Land $699,712 Building $692,392 | |
| 2022 | $37,931.00 (+3.86%) | $469,784 (+4.91%) Land $207,873 Building $261,911 | $1,409,352 (+4.91%) Land $623,619 Building $785,733 |
| 2021 | $36,521.00 | $447,797 Land $198,144 Building $249,653 | $1,343,391 Land $594,432 Building $748,959 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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