2425 W Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 2425 W Central Ave, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1965
Lot Size	0.191 acres (8,311 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Feb 2021)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-28-30-635600-000722`

Property Details

APN / Parcel Number

Primary APN	`26-28-30-635600-000722`
Alternative APNs	`302826635600000722` `02826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,266 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,266 sqft
Flooring	Terrazzo
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,311 sqft (0.191 acres)
Lot Dimensions	107 ft deep x 78 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	342 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	325 sqft
Shed	1 Shed
Utility Building	135 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2425 W CENTRAL AVE
City	WINTER HAVEN
State	FL
Zip	33880-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAVEN HOMES UNIT 3 PB 45 PG 11 LOT 72 LESS E 12 FT
Legal Range	26E
Legal Township	28S
Legal Section	30
Legal Subdivision	HAVEN HOMES UNIT 3
Legal Tract	635600
Legal Block	3
Legal Lot Number	72
Legal Unit	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3029
Census Tract	13801

Owner

Source: Polk County records · APN 26-28-30-635600-000722

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3603 ELK RIDGE LN, VALRICO, FL 33596-6390
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 29, 2020	Quit Claim Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2021 · Amount on Record
Deed Sale	Feb 04, 2021 · Amount on Record
Prior Sale	Dec 26, 2007 · Amount on Record
Deed Document Number	202129724
Deed Book / Page	11567 / 2136
Prior Transfer Date	May 15, 2020
Prior Transfer Doc	0000106771
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 04, 2021
Property Address	2425 W CENTRAL AVE, WINTER HAVEN, FL 33880-2247
Document Number	0000029724
Book / Page	11567 / 2136
Map Reference	MB 45 PG 11
Instrument Date	Jan 29, 2021
Instrument	2021029724
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1105, POLK CITY, FL 33868-1105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 ELK RIDGE LN, VALRICO, FL 33596-6390

Mortgage

Document Number	0115672138
Date	Feb 04, 2021
Instrument	11567/2138

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	May 29, 2020
Property Address	2425 W CENTRAL AVE, WINTER HAVEN, FL 33880-2247
Document Number	0112471298
Book / Page	011247 / 001298
Instrument Date	May 15, 2020
Instrument	106771
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1105 POLK CITY FL 338681105, POLK CITY, FL 33868-1105

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (-13.37%)	$200,485 (+4.3%) Land $29,088 Building $171,397	$200,485 (+4.3%) Land $29,088 Building $171,397
2023	$3,067.00 (+3.48%)	$192,227 (+4.43%) Land $28,257 Building $163,970	$192,227 (+4.43%) Land $28,257 Building $163,970
2022	$2,964.00	$184,070 Land $23,271 Building $160,799	$184,070 Land $23,271 Building $160,799

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050138013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2004, other causes, Tropical Storm Bonnie And Hurricane Charley

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 453 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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