2425 W 21st Ave, Gary, IN 46404 Property Records

Lake County property record for 2425 W 21st Ave, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,400 sqft · built 1958
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2025)
Tax Bill	$846 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0001-0003`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0001-0003`
Alternative APNs	`45-08-17-129-002.000-004` `254300010003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2425 W 21ST AVE
City	GARY
State	IN
Zip	46404-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT PARK ADD. L.3 BL.1 ALL L.4 BL.1
Legal Subdivision	FAIRMOUNT PARK ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2037
Census Tract	11200

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2425 W 21ST AVE, GARY, IN 46404-3032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage FREEMAN REAL ESTATE GROUP INC
Dec 19, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 28, 2025	Warranty Deed, Transfer UNKNOWN, MERIDIAN TITLE CORPORATION
May 23, 2025	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Jul 28, 2025
Deed Document Number	2025549412
Prior Transfer Date	Jul 2, 2025
Prior Transfer Doc	0000027516
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2425 W 21ST AVE, GARY, IN 46404-3032
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 W LINCOLN HWY, MERRILLVILLE, IN 46410-5334

Mortgage

Document Number	0000043331
Date	Nov 7, 2025
Instrument	2025-543331

Lender

Name	FREEMAN REAL ESTATE GROUP INC
Type	Non-Lending Institution
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jan 31, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 19, 2025
Property Address	2425 W 21ST AVE, GARY, IN 46404-3032
Document Number	0000049412
Instrument Date	Dec 16, 2025
Instrument	2025-549412
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 W 21ST AVE, GARY, IN 46404-3032

Mortgage

Document Number	0000049413
Date	Dec 19, 2025
Instrument	2025-549413

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 28, 2025
Property Address	2425 W 21ST AVE, GARY, IN 46404-3032
Document Number	0000027516
Instrument Date	Jul 2, 2025
Instrument	2025-527516
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5164 E 81ST AVE, MERRILLVILLE, IN 46410-5852

May 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE IN
Recording Date	May 23, 2025
Property Address	2425 W 21ST AVE, GARY, IN 46404-3032
Document Number	0000013632
Instrument Date	May 23, 2025
Instrument	2025-013632
Record Updated	Feb 6, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,100 (+15.72%) Land $7,600 Building $67,500	$75,100 (+15.72%) Land $7,600 Building $67,500
2024	$846.00 (-46.18%)	$64,900 (+7.1%) Land $7,400 Building $57,500	$64,900 (+7.1%) Land $7,400 Building $57,500
2023		$60,600 (+9.58%) Land $7,400 Building $53,200	$60,600 (+9.58%) Land $7,400 Building $53,200
2022	$1,572.00 Homeowner's exemption	$55,300 Land $8,300 Building $47,000	$55,300 Land $8,300 Building $47,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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