2425 Vista Mountain Dr, Vista, CA 92084 Property Records

San Diego County property record for 2425 Vista Mountain Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,478 sqft · built 2005
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Sep 2018)
Tax Bill	$11,428 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`178-070-61-00`

Property Details

APN / Parcel Number

Primary APN	`178-070-61-00`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,478 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	28,750 sqft (0.66 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2425 VISTA MOUNTAIN DR
City	VISTA
State	CA
Zip	92084-5848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 1 TR 014721
Legal Subdivision	2-046 VISTA
Legal Tract	014721
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage DOLAN GADDI LENDING INC
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage DG FUNDING
Feb 8, 2019	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Sep 25, 2018	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY
Sep 25, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 25, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage IMPAC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	2018399679
Last Transfer Date	Jan 21, 2019
Transfer Doc	0000046171
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848

Mortgage

Document Number	0000338592
Date	May 3, 2021
Instrument	2021-0338592

Lender

Name	DOLAN GADDI LENDING INC
Type	Mortgage Company
Address	CARLSBAD, CA 92011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475071
Date	Oct 22, 2019
Instrument	2019-0475071

Lender

Name	DG FUNDING
Type	Non-Lending Institution
Address	CARLSBAD, CA 92011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2019
Property Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848
Document Number	0000046171
Instrument Date	Jan 21, 2019
Instrument	46171
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2425 VISTA MOUNTAIN DR VISTA CA 920845848, VISTA, CA 92084-5848

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2018
Property Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848
Document Number	0000399678
Instrument Date	Aug 27, 2018
Instrument	399678
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2425 VISTA MOUNTAIN DR VISTA CA 920845848, VISTA, CA 92084-5848

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2018
Property Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848
Document Number	0000399679
Map Reference	MAP 14721
Instrument Date	Jul 11, 2018
Instrument	2018-0399679
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848

Mortgage

Document Number	0000399680
Date	Sep 25, 2018
Instrument	2018-0399680

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 25, 2017
Property Address	2425 VISTA MOUNTAIN DR, VISTA, CA 92084-5848
Document Number	0000235719
Map Reference	MAP14721
Instrument Date	May 19, 2017
Instrument	2017-0235719
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1437 WARMLANDS AVE, VISTA, CA 92084-3623

Mortgage

Document Number	0000235720
Date	May 25, 2017
Instrument	2017-0235720

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$961,459 (+2%) Land $398,237 Building $563,222
2025	$11,428.00 (+8.06%)	$942,608 (+4.04%) Land $390,429 Building $552,179
2023	$10,576.00 (+0.23%)	$906,007 Land $375,269 Building $530,738
2022	$10,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: San Diego Broadband, T-Mobile.

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