2425 Vail Ave, Apt A20, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 2425 Vail Ave, Apt A20, Charlotte, NC 28207

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 775 sqft · built 1948
Lot Size6.22 acres (271,030 sqft)
OwnerIndividual Name on Record
Tax Bill$2,554 (2023)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN127-115-21

Property Details

APN / Parcel Number

Primary APN127-115-21

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area775 sqft Heated Area
1st Floor Area775 sqft

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area271,030 sqft (6.22 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number127-115-21
Street Address2425 VAIL AVE APT A20, A20
CityCHARLOTTE
StateNC
Zip28207-1964
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR22MF
Legal DescriptionBLDG A UNIT 20 U/F 792-1
Legal SubdivisionGROVE/ELIZABETH CONDO
Legal Unit20
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract2400

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2425 VAIL AVE, CHARLOTTE, NC 28207-1943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2010
Deed SaleOct 19, 2010
Prior SaleJun 3, 2010 · Amount on Record
Deed Document Number0025990842
Deed Book / Page25990 / 842
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2425 VAIL AVE APT A20, A20, CHARLOTTE, NC 28207-1964
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039189
DateMar 1, 2021
Book Page35736/749
Instrument2021039189
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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