2425 Tilghman Cir, Chapel Hill, NC 27514 Property Records

Orange County property record for 2425 Tilghman Cir, Chapel Hill, NC 27514

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,988 sqft · built 1974
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jun 2023)
Tax Bill	$8,091 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9890-21-5523`

Property Details

APN / Parcel Number

Primary APN	`9890-21-5523`
Alternative APN	`313173`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	4,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	130 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	352 sqft
Porch	Porch
Porch Area	80 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2425 TILGHMAN CIR
City	CHAPEL HILL
State	NC
Zip	27514-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	62 BOOKER CREEK P19/125
Legal Subdivision	BOOKER CR
Jurisdiction	ORANGE NC
Township / Civil Division	CHAPEL HILL
Census Block Group	1
Census Block	1002
Census Tract	11902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2425 TILGHMAN CIR, CHAPEL HILL, NC 27514-6817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	May 29, 2009 · Amount on Record
Deed Document Number	202330089691
Deed Book / Page	6818 / 1817
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jun 16, 2023
Property Address	2425 TILGHMAN CIR, CHAPEL HILL, NC 27514-6817
Document Number	0068181817
Book / Page	6818 / 1817
Map Reference	MB 19 PG 125
Instrument Date	Jun 7, 2023
Instrument	30089691
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 BURLAGE CIR, CHAPEL HILL, NC 27514-2701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 TILGHMAN CIR, CHAPEL HILL, NC 27514-6817

Mortgage

Document Number	0068181820
Date	Jun 16, 2023
Instrument	6818/1820

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	2425 TILGHMAN CIR, CHAPEL HILL, NC 27514-6817
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 TILGHMAN CIR, CHAPEL HILL, NC 27514-6817

Mortgage

Document Number	67291198
Date	Jun 22, 2021
Book Page	6729/1198
Instrument	30050517

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	2425 TILGHMAN CIR, CHAPEL HILL, NC 27514-6817
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	67191190
Date	Apr 28, 2021
Book Page	6719/1190
Instrument	30046371

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	2425 TILGHMAN CIR, CHAPEL HILL, NC 27514-6817
Document Number	649280
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2425 TILGHMAN CIR CHAPEL HILL NC 275146817, CHAPEL HILL, NC 27514-6817

Mortgage

Document Number	649280
Date	Jul 11, 2018
Book Page	006492/000080
Instrument	130490

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Chapel Hill Town
County	Orange County
Unified School District	Chapel Hill-Carrboro Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,091.00 (+3.2%)	$586,300 (-) Land $325,000 Building $261,300	$586,300 (-) Land $325,000 Building $261,300
2025	$7,840.00 (+34.68%)	$586,300 (+69.89%) Land $325,000 Building $261,300	$586,300 (+69.89%) Land $325,000 Building $261,300
2023	$5,821.00 (+4.26%)	$345,100 (-) Land $140,000 Building $205,100	$345,100 (-) Land $140,000 Building $205,100
2022	$5,583.00	$345,100 Land $140,000 Building $205,100	$345,100 Land $140,000 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	30 (1996–2025)
Claims Outside the SFHA	2 of 30
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Fran, Sep 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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