2425 Tierra Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 2425 Tierra Dr, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,019 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jul 2012)
Tax Bill	$8,985 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`074-492-033`

Property Details

APN / Parcel Number

Primary APN	`074-492-033`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,019 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Terrain	Above Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2425 TIERRA DR
City	LOS OSOS
State	CA
Zip	93402-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 527 LT 63
Legal Subdivision	TRACT NO 527
Legal Tract	527
Legal Block	5
Legal Lot Number	63
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	5
Census Block	5012
Census Tract	10707

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2425 TIERRA DR, LOS OSOS, CA 93402-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC
Dec 1, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2012 · Amount on Record
Deed Sale	Jul 6, 2012 · Amount on Record
Prior Sale	Jul 26, 2000 · Amount on Record
Deed Document Number	201236621
Prior Transfer Date	Feb 11, 1994
Prior Transfer Doc	0000011779
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 30, 2020
Property Address	2425 TIERRA DR, LOS OSOS, CA 93402-4030
Document Number	0000069860
Map Reference	MB 8 PG 83
Instrument Date	Nov 23, 2020
Instrument	2020069860
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2425 TIERRA DR, LOS OSOS, CA 93402-4030

Mortgage

Document Number	0000069861
Date	Nov 30, 2020
Instrument	2020069861

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 1, 2020
Property Address	2425 TIERRA DR, LOS OSOS, CA 93402-4030
Document Number	0000070450
Instrument Date	Nov 23, 2020
Instrument	70450
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2425 TIERRA DR LOS OSOS CA 934024030, LOS OSOS, CA 93402-4030

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,018 (+2%) Land $251,207 Building $376,811
2025	$8,985.00 (+3.18%) Homeowner's exemption	$615,705 (+4.04%) Land $246,282 Building $369,423
2023	$8,708.00 (+5.35%) Homeowner's exemption	$591,798 Land $236,719 Building $355,079
2022	$8,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Surfnet Communications, T-Mobile.

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