2425 SW 20th St, Miami, FL 33145 Property Records

Miami-Dade County property record for 2425 SW 20th St, Miami, FL 33145

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,413 sqft · built 1940
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,345,000 (Mar 2023)
Tax Bill	$21,432 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4110-026-0310`

Property Details

APN / Parcel Number

Primary APN	`01-4110-026-0310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,413 sqft Living Area
Gross Area	2,687 sqft
1st Floor Area	2,413 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Patio Area	1,000 sqft

Location & Zoning

Street Address	2425 SW 20TH ST
City	MIAMI
State	FL
Zip	33145-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	SILVER CRESTPB 14-32 LOT 15 & E1/2 LOT 16BLK 2 LOT SIZE 75.000 X 110 OR 19467-2728 12 2000 1
Legal Range	41E
Legal Township	54S
Legal Section	10
Legal Subdivision	SILVER CREST
Legal Block	2
Legal Lot Number	15,16
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2005
Census Tract	6501

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2425 SW 20TH ST, MIAMI, FL 33145-2523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FEMBI MORTGAGE
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	2023144120
Deed Book / Page	33605 / 4510
Transfer Doc	1807004506
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 3, 2023
Property Address	2425 SW 20TH ST, MIAMI, FL 33145-2523
Document Number	0000144120
Book / Page	33605 / 4510
Map Reference	MB 14 PG 32
Instrument Date	Feb 28, 2023
Instrument	2023R0144120
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2464 SW 24TH ST, CORAL GABLES, FL 33145-3618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 SW 20TH ST, MIAMI, FL 33145-2523

Mortgage

Document Number	0000004512
Date	Mar 3, 2023
Instrument	33605/4512

Lender

Name	FEMBI MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2425 SW 20TH ST, MIAMI, FL 33145-2523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053637
Date	Jan 30, 2017
Book Page	30401/3167
Instrument	2017R0053637

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 5, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2425 SW 20TH ST, MIAMI, FL 33145-2523
Document Number	0000212914
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 SW 20TH ST MIAMI FL 331452523, MIAMI, FL 33145-2523

Mortgage

Document Number	0000212914
Date	Apr 8, 2020
Book Page	031887/000180
Instrument	212914

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,432.00 (+160.86%) Homeowner's exemption	$1,095,440 (+158.92%)	$1,099,907 (+31.62%) Land $660,000 Building $439,907
2023	$8,216.00 (+2.94%) Homeowner's exemption	$423,075 (+3%)	$835,676 (+16.8%) Land $536,159 Building $299,517
2022	$7,981.00 Homeowner's exemption	$410,753	$715,481 Land $412,220 Building $303,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1982–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Severe Storms And Flooding, Oct 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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