Carroll County property record for 2425 Summit Garth Dr, Finksburg, MD 21048
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,666 sqft · built 1989 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (Aug 2011) |
| Tax Bill | $5,892 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-059115 |
| Primary APN | 04-059115 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,666 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 137,214 sqft (3.15 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 059115 |
|---|---|
| Street Address | 2425 SUMMIT GARTH DR |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT 14 - 3.15 ACS 2425 SUMMIT GARTH DR 30- TYLERS SUMMIT SC 2 PLT 2 |
| Legal Subdivision | TYLERS SUMMIT 30-135/136 |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 504201 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2425 SUMMIT GARTH DR, FINKSBURG, MD 21048-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2011 · Amount on Record |
| Deed Sale | Aug 30, 2011 · Amount on Record |
| Prior Sale | Aug 30, 2011 · Amount on Record |
| Deed Document Number | 20116640/0338 |
| Deed Book / Page | 6640 / 338 |
| Prior Transfer Date | May 4, 2010 |
| Prior Transfer Doc | 0061770122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2425 SUMMIT GARTH DR, FINKSBURG, MD 21048-2057 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100590327 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 10059/327 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,892.00 (+4.77%) Homeowner's exemption | $581,500 (-1.69%) Land $220,700 Building $360,800 | $581,500 (-1.69%) Land $220,700 Building $360,800 |
| 2025 | $5,624.00 (+3.9%) Homeowner's exemption | $591,500 (+23.46%) Land $180,700 Building $410,800 | $591,500 (-) Land $180,700 Building $410,800 |
| 2023 | $5,413.00 Homeowner's exemption | $479,100 | $591,500 Land $180,700 Building $410,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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