Albemarle County property record for 2425 Shady Spring Dr, Charlottesville, VA 22901 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 3,467 sqft Finished Area |
| Lot Size | 176,113 sqft (4.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $676,000 (2018) |
| Tax Bill | $8,916.00 (2025) |
| Primary APN | 04300-00-00-06600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,467 sqft Finished Area |
| Basement Area | 1,644 sqft Basement |
| Finished Basement | 960 sqft Finished |
| Unfinished Basement | 684 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 176,113 sqft (4.04 acres) |
| Driveway | Driveway Paver |
| Deck Area | 364 sqft Deck |
| Patio Area | 364 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 2425 SHADY SPRING DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-8994 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY 8 |
| Legal Subdivision | HARMONY |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SAMUEL MILLER |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 11000 |
Source: Albemarle County records · APN 04300-00-00-06600
Assessment roll updated June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2425 SHADY SPRING DR, CHARLOTTESVILLE, VA 22901-8994 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 11, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA |
| Dec 13, 2018 | Grant Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Deed Doc Number | 201813544 |
| Deed Book / Page | 5121 / 491 |
| Prior Transfer Date | Dec 17, 2014 |
| Prior Transfer Doc | 0000012574 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2425 SHADY SPRING DR, CHARLOTTESVILLE, VA 22901-8994 |
| Document Number | 0000013885 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | COURT SQUARE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2425 SHADY SPRING DR CHARLOTTESVILLE VA 229018994, CHARLOTTESVILLE, VA 22901-8994 |
| Document Number | 0000013885 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 005255/000629 |
| Instrument | 13885 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Rate | 3% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Dec 13, 2018 |
| Property Address | 2425 SHADY SPRING DR, CHARLOTTESVILLE, VA 22901-8994 |
| Document Number | 0000013544 |
| Book / Page | 005121 / 000491 |
| Instrument Date | Dec 04, 2018 |
| Instrument | 13544 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | COURT SQUARE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 SHADY SPRING DR CHARLOTTESVILLE VA 229018994, CHARLOTTESVILLE, VA 22901-8994 |
| Document Number | 13545 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 005121/000494 |
| Instrument | 13545 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2048 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,097,700 Land $239,800 Building $857,900 | $1,097,700 Land $239,800 Building $857,900 | |
| 2025 | $8,916.00 |
2425 Shady Spring Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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