2425 Sandy Cay, West Palm Beach, FL 33411 Property Records

Palm Beach County property record for 2425 Sandy Cay, West Palm Beach, FL 33411

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,668 sqft · built 1999
Lot Size	0.145 acres (6,347 sqft)
Owner	2 Individual Names on File
Tax Bill	$522 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-42-43-20-07-000-0270`

Property Details

APN / Parcel Number

Primary APN	`74-42-43-20-07-000-0270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,239 sqft
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Bermuda Roof
Lot Area	6,347 sqft (0.145 acres)
Lot Dimensions	86 ft deep x 74 ft wide
Garage Area	423 sqft

Exterior Amenities

Pool Area	84 sqft
Porch	Open Porch
Porch Area	148 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	2425 SANDY CAY
City	WEST PALM BEACH
State	FL
Zip	33411-5521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPD
Legal Description	ANDROS ISLE REPL PAR B LT 27
Legal Range	42E
Legal Township	43S
Legal Section	20
Legal Subdivision	ANDROS ISLE REPL
Legal Lot Number	27
Legal Unit	B
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	2
Census Block	2014
Census Tract	7837

Owner

2425 Sandy Cay, a townhouse, is owned and occupied by two individuals who acquired it in August 2025.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	304 GOLFVIEW RD, WEST PALM BEACH, FL 33408-3523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Prior Sale	Aug 30, 1999 · Amount on File
Last Transfer Date	Aug 7, 2025
Transfer Doc	0359280832
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2425 SANDY CAY, WEST PALM BEACH, FL 33411-5521
Document Number	0290210288
Book / Page	029021 / 000288
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2425 SANDY CAY WEST PALM BEACH FL 334115521, WEST PALM BEACH, FL 33411-5521

Mortgage

Document Number	0290210288
Date	Apr 17, 2017
Book Page	029021/000288
Instrument	133727

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2425 Sandy Cay was $522 with exemptions applied.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	West Palm Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$522.00 Disabled Person's exemption Veteran's exemption	$193,394	$371,600 Building $371,600
2023	$427.00 (+16.67%) Disabled Person's exemption Veteran's exemption	$182,470 (+3%)	$374,600 (+12.22%) Building $374,600
2022	$366.00 Disabled Person's exemption Veteran's exemption	$177,155	$333,810 Building $333,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2425 Sandy Cay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Sandy Cay is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20