2425 Saddleridge Dr, Midway Park, NC 28544 Property Records

Onslow County property record for 2425 Saddleridge Dr, Midway Park, NC 28544

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,606 sqft · built 1985
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jul 2022)
Tax Bill$1,098 (2026)
Deeds & MortgagesAug 2026 Mortgage
Jul 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1116F-134

Property Details

APN / Parcel Number

Primary APN1116F-134
Alternative APNs
  • 487409000
  • 039572

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,606 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialSiding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number487409000
Street Address2425 SADDLERIDGE DR
CityMIDWAY PARK
StateNC
Zip28544-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-12
Legal DescriptionL36 S3 BD FOXCROFT HUNTERS CREEK 2523/941
Legal SubdivisionFOXCROFT HUNTERS CK SEC 3
Legal BlockD
Legal Lot Number36
JurisdictionONSLOW NC
Township / Civil DivisionWHITE OAK
Census Block Group5
Census Block5000
Census Tract2400

Owner

2425 Saddleridge Dr is owned and occupied by an individual who bought it in July 2022.

Source: Onslow County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Jul 18, 2022Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 23, 2020Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC
May 30, 2019Warranty Deed, Transfer · VA Mortgage
PLAZA HOME MORTGAGE INC
Jul 3, 2017Warranty Deed, Transfer · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2022 · Amount on File
Deed SaleJul 18, 2022 · Amount on File
Prior SaleMay 30, 2019 · Amount on File
Deed Book / Page5798 / 875
Prior Transfer DateJul 18, 2005
Prior Transfer Doc0025230941
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Recording DateAug 19, 2026
Property Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606
Document Number6657000508
Book / Page6657 / 508
Instrument DateAug 11, 2026
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606

Mortgage

Document Number6657000508,
DateAug 19, 2026
Book Page6657/508
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJul 18, 2022
Property Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606
Document Number0057980875
Book / Page5798 / 875
Map ReferenceMB 23 PG 123
Instrument DateJun 27, 2022
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606

Mortgage

Document Number0005798880
DateJul 18, 2022
Instrument5798-880
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606
Document Number0051950881
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 SADDLERIDGE DR MIDWAY PARK NC 285441606, MIDWAY PARK, NC 28544-1606

Mortgage

Document Number0051950881
DateJun 25, 2020
Book Page005195/000881
Lender
NameLOW VA RATES LLC
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 24, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMay 30, 2019
Property Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606
Document Number0049540842
Book / Page4954 / 842
Map ReferenceMB 23 PG 123
Instrument DateApr 29, 2019
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$287.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2632 E OLONIAL AVE, 2632, TERRE HAUTE, IN 47805

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 SNCLDLERIDGC DRIVE, MIDWAY PARK, NC 28544

Mortgage

Document Number0004954845
DateMay 30, 2019
Instrument4954/845
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term325 Months
DueJun 1, 2046

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJul 3, 2017
Property Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606
Document Number0046400497
Book / Page4640 / 497
Map ReferenceMB23 PG123
Instrument DateJun 29, 2017
Instrument4640-497
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 HEMMING WAY, 207, JACKSONVILLE, NC 28546-4010

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 SADDLERIDGE DR, MIDWAY PARK, NC 28544-1606

Mortgage

Document Number4640500
DateJul 3, 2017
Instrument4640-500
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2425 Saddleridge Dr was $1,098.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,098.00$254,307 Land $52,000 Building $202,307$254,307 Land $52,000 Building $202,307
2023$1,098.00$167,767 Land $37,500 Building $130,267$167,767 Land $37,500 Building $130,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2425 Saddleridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims4 (2010–2018)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Saddleridge Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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