2425 Royal Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2425 Royal Palm Dr, Edgewater, FL 32141

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,295 sqft · built 1983
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$288,900 (Apr 2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN8402-01-09-0190

Property Details

APN / Parcel Number

Primary APN8402-01-09-0190
Alternative APNs
  • 34180201090190
  • 02183401090190
  • 3938798.0
  • 3938798

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,295 sqft Living Area
Gross Area1,720 sqft
1st Floor Area1,142 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2025
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area153 sqft
Patio Area150 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3938798
Street Address2425 ROYAL PALM DR
CityEDGEWATER
StateFL
Zip32141-4909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 9019 & 9020 BLK 291 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 2792 PG 0813 PER OR 5618 PGS 3849-3850 PER OR 6227 PG 2717 PER OR 6227 PGS 2719-2720 PER OR 6871 PG 1434 PER OR 6871 PG 1437 PER OR 8084 PG 2016 PER OR 8778 PG 0190 PER OR 8836 PG 4522
Legal Range34E
Legal Township18S
Legal Section02
Legal SubdivisionFLORIDA SHORES
Legal Tract01
Legal Block291
Legal Lot Number9019
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1010
Census Tract83006

Owner

2425 Royal Palm Dr is owned and occupied by an individual who bought it in April 2026.

Source: Volusia County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2425 ROYAL PALM DR, EDGEWATER, FL 32141-4909
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA
Apr 7, 2026Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA
Nov 12, 2025Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
Jul 16, 2021Correction Deed
ACCOMODATION, ACCOMMODATION
Jun 15, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2026 · Amount on File
Deed SaleApr 7, 2026 · Amount on File
Prior SaleNov 12, 2025 · Amount on File
Deed Document Number202661576
Deed Book / Page8836 / 4522
Prior Transfer DateJun 4, 2021
Prior Transfer Doc0080660395
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 7, 2026
Property Address2425 ROYAL PALM DR, EDGEWATER, FL 32141-4909
Document Number0000061576
Book / Page8836 / 4522
Instrument DateApr 1, 2026
Instrument2026.61576
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$204,252.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 ROYAL PALM DR, EDGEWATER, FL 32141-4909

Mortgage

Document Number0000061577,
DateApr 7, 2026
Instrument2026..61577
Lender
NameHOMEOWNERS FINANCIAL GROUP USA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 7, 2026
Property Address2425 ROYAL PALM DR, EDGEWATER, FL 32141-4909
Document Number0088364522
Book / Page8836 / 4522
Instrument DateApr 1, 2026
Instrument202661576
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$204,252.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 ROYAL PALM DR, EDGEWATER, FL 32141-4909

Mortgage

Document Number0000061577,
DateApr 7, 2026
Book Page8836/4523
Instrument202661577
Lender
NameHOMEOWNERS FINANCIAL GROUP USA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 12, 2025
Property Address2425 ROYAL PALM DR, EDGEWATER, FL 32141-4909
Document Number0087780190
Book / Page8778 / 190
Map ReferenceMB 23 PG 147
Instrument DateNov 5, 2025
Instrument2025211344
Transaction TypeConstruction Loan
Record UpdatedDec 3, 2025
Title CompanyAMZ TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,022.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3130 ORANGE TREE DR, EDGEWATER, FL 32141-6215

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 BETH CT, PORT ORANGE, FL 32128-7469

Mortgage

Document Number0008778193
DateNov 12, 2025
Instrument8778/193
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

July 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionVOLUSIA FL
Recording DateJul 16, 2021
Property Address2425 ROYAL PALM DR, EDGEWATER, FL 32141-4909
Document Number0080842016
Book / Page8084 / 2016
Map ReferenceMB 23 PG 147
Instrument DateJul 15, 2021
Instrument2021-166726
Record UpdatedAug 16, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2421 ROYAL PALM DR, EDGEWATER, FL 32141-4909

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateJun 15, 2021
Property Address2425 ROYAL PALM DR, EDGEWATER, FL 32141-4909
Document Number0080660395
Book / Page8066 / 395
Map ReferenceMB 34 PG 173
Instrument DateJun 4, 2021
Instrument2021-140034
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2425 ROYAL PALM DR, 2425, EDGEWATER, FL 32141-4909

Transferred To (Grantee/Buyer)

NameVerified Name
Address2421 ROYAL PALM DR, EDGEWATER, FL 32141-4909

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,007 (+159.04%) Land $54,000 Building $184,007$238,007 (+9.01%) Land $54,000 Building $184,007
2025Veteran's exemption$91,880$218,339 Land $54,000 Building $164,339
2023Homeowner's exemption$86,691$207,386 Land $42,000 Building $165,386

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 Royal Palm Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims28 (1999–2025)
Claims Outside the SFHA28 of 28
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 7 claims
  • Hurricane Ian, Sep 2022 · 8 claims
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Royal Palm Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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