2425 River Cliff Way, Riverbank, CA 95367 Property Records

Stanislaus County property record for 2425 River Cliff Way, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,421 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$690,000 (Oct 2020)
Tax Bill	$9,339 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075-005-047-000`

Property Details

APN / Parcel Number

Primary APN	`075-005-047-000`
Alternative APNs	`0750547000` `0750547`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,421 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	2425 RIVER CLIFF WAY
City	RIVERBANK
State	CA
Zip	95367-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CLIFF ESTATES NO 1 LOT 5
Legal Subdivision	RIVER CLIFF ESTATES 1
Legal Block	2
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2001
Census Tract	302

Owner

2425 River Cliff Way is owner-occupied and held in a trust since October 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2425 RIVER CLIFF WAY, RIVERBANK, CA 95367-4202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 30, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	202080271
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	0000074199
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 15, 2020
Property Address	2425 RIVER CLIFF WAY, RIVERBANK, CA 95367-4202
Document Number	0000080271
Map Reference	VOL 33 PG 82
Instrument Date	Oct 12, 2020
Instrument	2020-0080271
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2425 RIVER CLIFF WAY, RIVERBANK, CA 95367-4202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000080272
Date	Oct 15, 2020
Instrument	2020-0080272

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 24, 2019
Property Address	2425 RIVER CLIFF WAY, RIVERBANK, CA 95367-4202
Document Number	0000074199
Instrument Date	Oct 3, 2019
Instrument	74199
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2425 RIVER CLIFF WAY RIVERBANK CA 953674202, RIVERBANK, CA 95367-4202

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 30, 2019
Property Address	2425 RIVER CLIFF WAY, RIVERBANK, CA 95367-4202
Document Number	0000026121
Map Reference	VOL 33 PG 82
Instrument Date	Apr 22, 2019
Instrument	2019-0026121
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 RIVER CLIFF WAY, RIVERBANK, CA 95367-4202

Mortgage

Document Number	0000026122
Date	Apr 30, 2019
Instrument	2019-0026122

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2425 River Cliff Way was $9,339 with a homeowner's exemption, up 1.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Unified School District	Riverbank Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,339.00 (+1.7%) Homeowner's exemption	$761,814 (+2%) Land $165,611 Building $596,203
2025	$9,183.00 Homeowner's exemption	$746,877 Land $162,364 Building $584,513
2023	$8,270.00 (+4.35%) Homeowner's exemption	$717,876 Land $156,060 Building $561,816
2022	$7,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2425 River Cliff Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 River Cliff Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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