2425 Riosa Rd, Lincoln, CA 95648 Property Records

Placer County property record for 2425 Riosa Rd, Lincoln, CA 95648

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 2,056 sqft · built 1978
Lot Size	19.4 acres (847,678 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jan 2021)
Tax Bill	$9,737 (2025)
Deeds & Mortgages	Nov 2022 Sale Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-130-063-000`

Property Details

APN / Parcel Number

Primary APN	`020-130-063-000`
Alternative APN	`020-130-039-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	6 Units
Building Area	2,056 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	847,678 sqft
Garage Area	1,540 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	020-130-039-000
Street Address	2425 RIOSA RD
City	LINCOLN
State	CA
Zip	95648-9109
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	FBX
Legal Description	19.46 AC POR PAR B PAR MOR 6 141
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2000
Census Tract	21304

Owner

Source: Placer County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2425 RIOSA RD, LINCOLN, CA 95648-9109
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Sep 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jan 25, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 25, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Aug 20, 1996 · Amount on Record
Deed Document Number	20219803
Record Updated	Sep 20, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 4, 2022
Property Address	2425 RIOSA RD, LINCOLN, CA 95648-9109
Document Number	0000082723
Instrument Date	Sep 1, 2022
Instrument	2022-0082723
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 COUNTY CENTER DR, AUBURN, CA 95603-2610

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2425 RIOSA RD, LINCOLN, CA 95648-9109
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016897
Date	Mar 14, 2018
Instrument	2018-0016897

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2425 RIOSA RD, LINCOLN, CA 95648-9109
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069597
Date	Sep 16, 2019
Instrument	2019-0069597

Lender

Name	UMPQUA BANK
Type	Bank
Address	LINCOLN, CA 95648

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 25, 2021
Property Address	2425 RIOSA RD, LINCOLN, CA 95648-9109
Document Number	0000009803
Map Reference	MB 6 PG 141
Instrument Date	Jan 19, 2021
Instrument	2021-0009803
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1969 GENOA ST, LINCOLN, CA 95648-2733

Mortgage

Document Number	0000009804
Date	Jan 25, 2021
Instrument	2021-0009804

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Mortgage

Document Number	0000009805
Date	Jan 25, 2021
Instrument	2021-0009805

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 25, 2021
Property Address	2425 RIOSA RD, LINCOLN, CA 95648-9109
Document Number	0000009803
Instrument Date	Jan 19, 2021
Instrument	9803
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1969 GENOA ST LINCOLN CA 956482733, LINCOLN, CA 95648-2733

Mortgage

Document Number	9804
Date	Jan 25, 2021
Instrument	9804

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,466 (+2%) Land $281,540 Building $656,926
2025	$9,737.00 (+5.52%)	$920,066 (+7.26%) Land $276,020 Building $644,046
2023	$9,228.00 (-1.45%)	$857,810 Land $257,300 Building $600,510
2022	$9,364.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1995–2005)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

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