York County property record for 2425 Ridgeway Ln, Rock Hill, SC 29732
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,226 sqft · built 1990 |
| Lot Size | 0.324 acres (14,112 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $202,500 (Sep 2014) |
| Tax Bill | $1,351 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 635-00-00-166 |
| Primary APN | 635-00-00-166 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,226 sqft Living Area |
| Gross Area | 2,492 sqft |
| 1st Floor Area | 1,292 sqft |
| 2nd Floor Area | 934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,112 sqft (0.324 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Street Address | 2425 RIDGEWAY LN |
|---|---|
| City | ROCK HILL |
| State | SC |
| Zip | 29732-1286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | BROOKGREEN SUB LOT 37 |
| Legal Subdivision | BROOKGREEN SUB |
| Legal Lot Number | 37 |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 60912 |
2425 Ridgeway Ln is owner-occupied and held in a trust since December 2025.
Source: York County records, as of May 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2425 RIDGEWAY LN, ROCK HILL, SC 29732-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Intrafamily Transfer, Transfer |
| May 18, 2018 | Deed of Trust, Mortgage · ARM FAMILY TRUST FCU |
| May 18, 2018 | Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU |
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit FAMILY TRUST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2014 · Amount on File |
| Deed Sale | Sep 29, 2014 · Amount on File |
| Prior Sale | Sep 19, 2005 · Amount on File |
| Deed Document Number | 2014272132 |
| Deed Book / Page | 14401 / 286 |
| Last Transfer Date | Dec 19, 2025 |
| Transfer Doc | 2232100214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Dec 22, 2025 |
| Property Address | 2425 RIDGEWAY LN, ROCK HILL, SC 29732-1286 |
| Document Number | 2232100214 |
| Book / Page | 22321 / 214 |
| Map Reference | MB 98 PG 40 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025043587 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 RIDGEWAY LN, ROCK HILL, SC 29732-1286 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2425 RIDGEWAY LN, ROCK HILL, SC 29732-1286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1698100227 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 16981/227 |
| Instrument | 201800020912 |
| Name | FAMILY TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | ROCK HILL, SC 29730 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2425 RIDGEWAY LN, ROCK HILL, SC 29732-1286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1698100247 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 16981/247 |
| Instrument | 201800020913 |
| Name | FAMILY TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | ROCK HILL, SC 29730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2425 RIDGEWAY LN, ROCK HILL, SC 29732-1286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1806900073 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 18069/073 |
| Instrument | 2020005947 |
| Name | FAMILY TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | ROCK HILL, SC 29730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2425 Ridgeway Ln was $1,351.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,351.00 | $9,893 Land $1,783 Building $8,110 | $305,200 Land $55,000 Building $250,200 |
| 2023 | $1,236.00 | $8,602 Land $1,740 Building $6,862 | $222,516 Land $45,000 Building $177,516 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2425 Ridgeway Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2425 Ridgeway Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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