Tama County property record for 2425 Ridge Rd, Traer, IA 50675 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,004 sqft · built 1996 |
| Lot Size | 3.24 acres (141,134 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,860 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.04.300.016 |
| Primary APN | 07.04.300.016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,004 sqft Living Area |
| Basement Area | 751 sqft |
| Unfinished Basement | 752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 141,134 sqft (3.24 acres) |
| Garage Type | Attached |
| Garage Area | 1,170 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 207 sqft |
| Deck Area | 104 sqft |
| Patio Area | 473 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2425 RIDGE RD |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-9375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 04-85-14 PCL 'D' NE SW |
| Legal Range | 14W |
| Legal Township | 85N |
| Legal Section | 04 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 290200 |
Source: Tama County records · APN 07.04.300.016
Assessment roll updated May 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2425 RIDGE RD, TRAER, IA 50675-9375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 24, 2019 |
| Property Address | 2425 RIDGE RD, TRAER, IA 50675-9375 |
| Document Number | 20191616 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019-1616 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 RIDGE RD, TRAER, IA 50675-9375 |
| Document Number | 20191617 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 2019-1617 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Unified School District | North Tama County Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,860.00 | $403,460 (+13.57%) Land $57,060 Building $346,400 | $403,460 (+13.57%) Land $57,060 Building $346,400 |
| 2023 | $355,250 Land $49,040 Building $306,210 | $355,250 Land $49,040 Building $306,210 |
Source: FEMA National Flood Hazard Layer, Tama County (19171C), updated October 6, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191712902001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2013–2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2020, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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