2425 Ridge Ln, Mounds View (Saint Paul), MN 55112 Property Records

Ramsey County property record for 2425 Ridge Ln, Mounds View, MN 55112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 932 sqft · built 1952
Lot Size	0.226 acres (9,855 sqft)
Owner	Individual Name on Record
Last Sale	$162,787 (May 2014)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-30-23-32-0033`

Property Details

APN / Parcel Number

Primary APN	`08-30-23-32-0033`
Alternative APNs	`8180485` `208604`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	778 sqft
Basement Area	324 sqft
Finished Basement	324 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	9,855 sqft (0.226 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	208604
Street Address	2425 RIDGE LN
City	SAINT PAUL
State	MN
Zip	55112-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KOWIL ADDITION LOT 16 BLK 1
Legal Range	23
Legal Township	30
Legal Section	08
Legal Subdivision	KOWIL ADDITION
Legal Block	1
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	MOUNDS VIEW
Census Block Group	1
Census Block	1016
Census Tract	40902

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2425 RIDGE LN, SAINT PAUL, MN 55112-4941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2014 · Amount on Record
Deed Sale	May 22, 2014 · Amount on Record
Prior Sale	Aug 26, 1998 · Amount on Record
Deed Document Number	20144508315
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2425 RIDGE LN, MOUNDS VIEW, MN 55112-4941
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04954347
Date	Jul 6, 2022
Instrument	A04954347

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2425 RIDGE LN, MOUNDS VIEW, MN 55112-4941
Document Number	0004829685
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 RIDGE LN MOUNDS VIEW MN 551124941, MOUNDS VIEW, MN 55112-4941

Mortgage

Document Number	0004829685
Date	Aug 27, 2020
Instrument	4829685

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	TYSONS, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2425 RIDGE LN, MOUNDS VIEW, MN 55112-4941
Document Number	0004790566
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 RIDGE LN ST PAUL MN 551124941, ST PAUL, MN 55112-4941

Mortgage

Document Number	0004790566
Date	Dec 31, 2019
Instrument	4790566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Mounds View City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,900 (+8.44%) Land $65,000 Building $222,900	$287,900 (+8.44%) Land $65,000 Building $222,900
2025	$3,642.00 (+6.3%)
2023	$3,426.00 Homeowner's exemption	$265,500 Land $65,000 Building $200,500	$265,500 Land $65,000 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mounds View serves 13,256 people · EPA ID MN1620008
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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