2425 Rainy Lake St, Wake Forest, NC 27587 Property Records

Wake County property record for 2425 Rainy Lake St, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,400 sqft · built 2019
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$4,491 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1748.04-54-1872 0451732`

Property Details

APN / Parcel Number

Primary APN	`1748.04-54-1872 0451732`
Alternative APN	`0451732`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,400 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.219 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0451732
Street Address	2425 RAINY LAKE ST
City	WAKE FOREST
State	NC
Zip	27587-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR5
Legal Description	LO394 STONEGATE AT ST ANDREWS PH3C BM2017-02388
Legal Lot Number	394
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	4
Census Block	4011
Census Tract	54218

Owner

Source: Wake County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2425 RAINY LAKE ST, WAKE FOREST, NC 27587-3469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jun 26, 2019 · Amount on Record
Last Transfer Date	Nov 3, 2021
Transfer Doc	187801576
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2425 RAINY LAKE ST, WAKE FOREST, NC 27587-3469
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 RAINY LAKE ST, WAKE FOREST, NC 27587-3469

Mortgage

Document Number	020154/437
Date	Feb 25, 2026
Book Page	20154/437

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Nov 3, 2021
Property Address	2425 RAINY LAKE ST, WAKE FOREST, NC 27587-3469
Document Number	187801576
Book / Page	18780 / 1576
Map Reference	MB 2017 PG 2387&2388
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 RAINY LAKE ST, WAKE FOREST, NC 27587-3469

Mortgage

Document Number	187801578
Date	Nov 3, 2021
Instrument	18780/1578

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,491.00 (+31.89%)	$464,254 (+59.35%) Land $120,000 Building $344,254
2024			$464,254 (+59.35%) Land $120,000 Building $344,254
2023	$3,405.00	$291,344 Land $82,000 Building $209,344	$291,344 Land $82,000 Building $209,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERCHASE S/D private · serves 757 people · EPA ID NC0392389
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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