2425 Pvt Rd 2015, West Plains, MO 65775 Property Records

Howell County property record for 2425 Pvt Rd 2015, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 2001
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$178,300 (Jan 2021)
Tax Bill	$802 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-2.2-09-000-000-016.08000`

Property Details

APN / Parcel Number

Primary APN	`15-2.2-09-000-000-016.08000`

Interior

Building Area	1,380 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	198 ft deep x 169 ft wide

Location & Zoning

Street Address	2425 PRIVATE ROAD 2015
City	WEST PLAINS
State	MO
Zip	65775-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NWNW1/4
Legal Range	08W
Legal Township	24N
Legal Section	09
Legal Block	2
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2013
Census Tract	90700

Owner

2425 Pvt Rd 2015 is owned and occupied by two individuals who bought it in January 2021.

Source: Howell County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2425 PRIVATE ROAD 2015, WEST PLAINS, MO 65775-5506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 20, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Jan 20, 2021 · Amount on File
Deed Document Number	2021339
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	0000003225
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	2425 PRIVATE ROAD 2015, WEST PLAINS, MO 65775-5506
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 PRIVATE ROAD 2015, WEST PLAINS, MO 65775-5506

Mortgage

Document Number	02022R3532
Date	Jul 8, 2022
Instrument	2022R3532

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Jan 20, 2021
Property Address	2425 PRIVATE ROAD 2015, WEST PLAINS, MO 65775-5506
Document Number	2021R0339
Instrument Date	Jan 15, 2021
Instrument	2021R0339
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WILES ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 PRIVATE ROAD 2015, WEST PLAINS, MO 65775-5506

Mortgage

Document Number	2021R0341
Date	Jan 20, 2021
Instrument	2021R0341

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMIS
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	2021R0340
Date	Jan 20, 2021
Instrument	2021R0340

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2425 Pvt Rd 2015 was $802, up 11.5% from the year before.

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Elementary School District	Richards R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,860 (-) Land $2,650 Building $21,210	$125,590 (-) Land $13,940 Building $111,650
2025	$802.00 (+11.54%)	$23,860 Land $2,650 Building $21,210	$125,590 Land $13,940 Building $111,650
2024	$719.00
2023		$21,310	$112,140 Land $12,450 Building $99,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 Pvt Rd 2015 in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1993–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 4 claims Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Pvt Rd 2015 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 79% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWELL OREGON COUNTY PWSD 2 NORTH serves 1,768 people · EPA ID MO4024267
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	WEST PLAINS PWS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Current High Speed Fiber · Fixed Wireless in parts of the area	2,500 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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