Lake County property record for 2425 Prairie Dunes, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,083 sqft · built 2004 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Jun 2024) |
| Tax Bill | $5,313 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-22-26-1918-000-09600 |
| Primary APN | 16-22-26-1918-000-09600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| Gross Area | 2,754 sqft |
| 1st Floor Area | 2,083 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3821950 |
|---|---|
| Street Address | 2425 PRAIRIE DUNES |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUMMIT GREENS PHASE 2D PB 50 PG 70-76 LOT 96 ORB 6347 PG 1925 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 16 |
| Legal Subdivision | SUMMIT GREENS PHASE 2D |
| Legal Tract | 1918 |
| Legal Lot Number | 96 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 31319 |
Source: Lake County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 2, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 18, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 29, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 28, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 12, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Prior Sale | Jun 6, 2012 · Amount on Record |
| Deed Document Number | 202468293 |
| Deed Book / Page | 6347 / 1925 |
| Prior Transfer Date | Mar 13, 2006 |
| Prior Transfer Doc | 0031122024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Document Number | 0066580656 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 6658/656 |
| Instrument | 2025159104 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0056280224 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 5628/224 |
| Instrument | 2021010729 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Document Number | 0060012058 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 6001/2058 |
| Instrument | 2022104520 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0048902106 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 4890/2106 |
| Instrument | 2017006059 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049932150 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 4993/2150 |
| Instrument | 2017093720 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052420059 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 5242/0059 |
| Instrument | 2019022400 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2425 PRAIRIE DUNES, CLERMONT, FL 34711-5427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053721043 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 5372/1043 |
| Instrument | 2019127841 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,927 (-) Land $80,000 Building $279,927 | $359,927 (-) Land $80,000 Building $279,927 | |
| 2025 | $5,313.00 (+106.49%) Homeowner's exemption | $359,927 (+93.23%) Land $80,000 Building $279,927 | $359,927 (+13.95%) Land $80,000 Building $279,927 |
| 2024 | $2,573.00 (+2.27%) | ||
| 2023 | $2,516.00 (+3.41%) Homeowner's exemption | $186,270 (+3%) | $315,863 (+9.77%) Land $55,125 Building $260,738 |
| 2022 | $2,433.00 Homeowner's exemption | $180,850 | $287,738 Land $27,000 Building $260,738 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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