Santa Rosa County property record for 2425 Pineneedle Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,020 sqft · built 2016 |
| Lot Size | 0.617 acres (26,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Jun 2022) |
| Tax Bill | $5,681 (2024) |
| Deeds & Mortgages | Jun 2022 Sale Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-21400-0350 |
| Primary APN | 18-2S-26-1920-21400-0350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,020 sqft Heated Area |
| Gross Area | 4,045 sqft |
| 1st Floor Area | 3,624 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 26,877 sqft (0.617 acres) |
| Garage Area | 604 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 421 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S261920214000350 |
|---|---|
| Street Address | 2425 PINENEEDLE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-7862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 35 BLK 214 AS DES IN OR 4291 PG 151 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 214 |
| Legal Lot Number | 35 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10822 |
Source: Santa Rosa County records · APN 18-2S-26-1920-21400-0350
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2425 PINENEEDLE DR, NAVARRE, FL 32566-7862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2022 | Warranty Deed, Transfer HARPER TITLE COMPANY LLC |
| Apr 05, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jan 05, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Nov 01, 2017 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2022 · Amount on Record |
| Deed Sale | Jun 02, 2022 · Amount on Record |
| Prior Sale | Oct 20, 2016 · Amount on Record |
| Deed Document Number | 0004291151 |
| Deed Book / Page | 4291 / 151 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 02, 2022 |
| Property Address | 2425 PINENEEDLE DR, NAVARRE, FL 32566-7862 |
| Document Number | 0042910151 |
| Book / Page | 4291 / 151 |
| Map Reference | MB B PG 155 |
| Instrument Date | Jun 02, 2022 |
| Instrument | 202233342 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | HARPER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 BARRINGTON CTDRY, 11, GREENWOOD, SC 29649 |
| Name | Verified Name |
|---|---|
| Address | 2425 PINENEEDLE DR, NAVARRE, FL 32566-7862 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2425 PINENEEDLE DR, NAVARRE, FL 32566-7862 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2425 PINENEEDLE DR, NAVARRE, FL 32566-7862 |
| Document Number | 0042670999 |
|---|---|
| Date | Apr 05, 2022 |
| Book Page | 4267/999 |
| Instrument | 202220342 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2425 PINENEEDLE DR, NAVARRE, FL 32566-7862 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2425 PINENEEDLE DR, NAVARRE, FL 32566-7862 |
| Document Number | 0042291731 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 4229/1731 |
| Instrument | 202200687 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2425 PINENEEDLE DR, NAVARRE, FL 32566-7862 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036750317 |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | 3675/0317 |
| Instrument | 201745627 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,681.00 (+0.25%) Homeowner's exemption | $514,267 (+1.45%) Land $75,000 Building $439,267 | $514,267 (+1.45%) Land $75,000 Building $439,267 |
| 2023 | $5,667.00 (+58.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $506,940 (+53.96%) Land $71,500 Building $435,440 | $506,940 (+8.75%) Land $71,500 Building $435,440 |
| 2022 | $3,574.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $329,269 | $466,151 Land $55,000 Building $411,151 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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