Hamilton County property record for 2425 Ooltewah Ringgold Rd, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,438 sqft · built 1991 |
| Lot Size | 0.541 acres (23,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2019) |
| Tax Bill | $1,622 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160 031.20 |
| Primary APN | 160 031.20 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,438 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,585 sqft (0.541 acres) |
| Lot Dimensions | 223 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000127350 |
|---|---|
| Old Parcel Number | 160 031.20 |
| Street Address | 2425 OOLTEWAH RINGGOLD RD |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-8031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 HUNTER BEND SUB PB 47 PG 43 OUT OF 160-31 FOR 89 |
| Legal Subdivision | HUNTERS BEND SUBDIVISION LOTS 17-19 |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11314 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2425 OOLTEWAH RINGGOLD RD, OOLTEWAH, TN 37363-8031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2019 | Warranty Deed, Transfer · Conventional with PMI NORTHPOINTE BK |
| Jun 21, 2017 | Deed of Trust, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on Record |
| Deed Sale | Jul 25, 2019 · Amount on Record |
| Prior Sale | Jun 22, 2017 · Amount on Record |
| Deed Document Number | 2019124 |
| Deed Book / Page | 11708 / 794 |
| Prior Transfer Date | Jan 21, 2003 |
| Prior Transfer Doc | 6518311 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 25, 2019 |
| Property Address | 2425 OOLTEWAH RINGGOLD RD, OOLTEWAH, TN 37363-8031 |
| Document Number | 0725000124 |
| Book / Page | 011708 / 000794 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 190725000124 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 OOLTEWAH RINGGOLD RD OOLTEWAH TN 373638031, OOLTEWAH, TN 37363-8031 |
| Document Number | 725000125 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 011708/000796 |
| Instrument | 190725000125 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2425 OOLTEWAH RINGGOLD RD, OOLTEWAH, TN 37363-8031 |
| Document Number | 0000000196 |
| Book / Page | 011082 / 000705 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2425 OOLTEWAH RINGGOLD RD OOLTEWAH TN 373638031, OOLTEWAH, TN 37363-8031 |
| Document Number | 0000000196 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 011082/000705 |
| Instrument | 196 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2047 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,622.00 (+1.31%) | $107,025 (+50.37%) | $428,100 (+50.37%) Land $70,000 Building $358,100 |
| 2023 | $1,601.00 | $71,175 | $284,700 Land $45,000 Building $239,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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