2425 NW Tower Rock Rd, Bend, OR 97703 Property Records

Deschutes County property record for 2425 NW Tower Rock Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,103 sqft · built 1985
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$1,295,000 (Mar 2026)
Tax Bill	$10,376 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171230-CA-01600`

Property Details

APN / Parcel Number

Primary APN	`171230-CA-01600`
Alternative APNs	`R1001171230CA01600` `168771`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,103 sqft Living Area
Gross Area	4,003 sqft
1st Floor Area	2,330 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Area	900 sqft
Deck Area	1,000 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	168771
Street Address	2425 NW TOWER ROCK RD
City	BEND
State	OR
Zip	97703-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	AWBREY BUTTE HOMESITES PHASE I BLOCK 1 LOT 1
Legal Range	12
Legal Township	17
Legal Section	30
Legal Subdivision	AWBREY BUTTE HOMESITES PHASE I
Legal Block	1
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2009
Census Tract	1302

Owner

2425 NW Tower Rock Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Deschutes County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2425 NW TOWER ROCK RD, BEND, OR 97703-5610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on File
Deed Sale	Mar 10, 2026 · Amount on File
Prior Sale	Mar 16, 2020 · Amount on File
Deed Document Number	20266587
Prior Transfer Date	Jul 12, 2012
Prior Transfer Doc	0000037218
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 10, 2026
Property Address	2425 NW TOWER ROCK RD, BEND, OR 97703-5610
Document Number	0000006587
Instrument Date	Mar 5, 2026
Instrument	2026-06587
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2425 NW TOWER ROCK RD, BEND, OR 97703-5610

Mortgage

Document Number	0000006588
Date	Mar 10, 2026
Instrument	2026-06588

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 16, 2020
Property Address	2425 NW TOWER ROCK RD, BEND, OR 97703-5610
Document Number	0000011990
Instrument Date	Mar 2, 2020
Instrument	11990
Transaction Type	Transfer
Record Updated	Mar 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2425 NW TOWER ROCK RD BEND OR 977035610, BEND, OR 97703-5610

Mortgage

Document Number	11991
Date	Mar 16, 2020
Instrument	11991

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2425 NW Tower Rock Rd was $10,376, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,376.00 (+3.95%)	$614,100 (+3%)	$1,408,690 (+3.8%) Land $269,660 Building $1,139,030
2024	$9,982.00 (+7.87%)	$596,220 (+3%)	$1,357,090 (+2.16%) Land $269,660 Building $1,087,430
2023	$9,254.00	$578,860	$1,328,400 Land $337,620 Building $990,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 NW Tower Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 NW Tower Rock Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile, Verizon, Vero Fiber.

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