2425 NW 90th Ter, Gainesville, FL 32606 Property Records

Alachua County property record for 2425 NW 90th Ter, Gainesville, FL 32606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1975
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2007)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06235-040-000`

Property Details

APN / Parcel Number

Primary APN	`06235-040-000`
Alternative APNs	`00575190000` `1042421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	1,838 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	676 sqft
Driveway	Driveway
Driveway Area	887 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	78 sqft
Deck Area	200 sqft
Patio Area	125 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2425 NW 90TH TER
City	GAINESVILLE
State	FL
Zip	32606-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-1
Legal Description	HAUFLER BROTHERS ESTATES UNIT 1 PB G-69 LOT 40 OR 3615/1269
Legal Range	19E
Legal Township	09S
Legal Section	29
Legal Subdivision	HAUFLER BROS EST
Legal Lot Number	40
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3011
Census Tract	2204

Owner

2425 NW 90th Ter is owned and occupied by two individuals who bought it in June 2007.

Source: Alachua County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2425 NW 90TH TER, GAINESVILLE, FL 32606-6742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2007 · Amount on File
Deed Sale	Jun 8, 2007 · Amount on File
Prior Sale	Nov 19, 2004 · Amount on File
Deed Document Number	20072344887
Deed Book / Page	3615 / 1269
Prior Transfer Date	Sep 9, 2004
Prior Transfer Doc	0002089156
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Recording Date	Jun 29, 2026
Property Address	2425 NW 90TH TER, GAINESVILLE, FL 32606-6742
Document Number	0003698950
Book / Page	5278 / 3606
Instrument Date	Jun 16, 2026
Instrument	20263698950
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003698950,
Date	Jun 29, 2026
Book Page	5278/3606
Instrument	20263698950

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.51%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	2425 NW 90TH TER, GAINESVILLE, FL 32606-6742
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 NW 90TH TER, GAINESVILLE, FL 32606-6742

Mortgage

Document Number	0051301800
Date	Nov 1, 2023
Book Page	5130/1800
Instrument	3523041

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2425 NW 90th Ter was $3,456 with a homeowner's exemption, up 2.2% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00 (+2.22%) Homeowner's exemption	$182,132	$284,543 Land $70,000 Building $354,543
2024	$3,381.00 (+4.9%)
2023	$3,223.00 (+3.87%) Homeowner's exemption Senior Citizen's exemption	$171,844 (+3%)	$234,479 (+8.06%) Land $70,000 Building $164,479
2022	$3,103.00 Homeowner's exemption	$166,838	$216,989 Land $70,000 Building $146,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2425 NW 90th Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2021 · Tropical Storm Elsa
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 NW 90th Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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