2425 NE Gardner Ter, Jensen Beach, FL 34957 Property Records

Martin County property record for 2425 NE Gardner Ter, Jensen Beach, FL 34957

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,130 sqft · built 1950
Lot Size	0.717 acres (31,233 sqft)
Owner	2 Company Names on Record
Last Sale	$515,000 (Mar 2021)
Tax Bill	$8,071 (2025)
Deeds & Mortgages	Mar 2021 Sale Feb 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`22-37-41-003-000-0087.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`22-37-41-003-000-0087.0-4-0000`
Alternative APNs	`22-37-41-003-000-00870-4` `2828`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	31,233 sqft (0.717 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	20 sqft
Deck Area	464 sqft
Patio Area	464 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2828
Street Address	2425 NE GARDNER TER
City	JENSEN BEACH
State	FL
Zip	34957-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	HOLMES S/D COM ON S/LN SEC 23 & C/L HWY 140 NWLY ALG C/LN 845.3 E 192.39FOR POB.. NE 118 M/L TO RIVER SELY 95 M/L TO GARDNER LN W 156 M/L TO POB. ALSO SUBMERGED TR PARCEL 2 AS IN OR 34/456.
Legal Range	41E
Legal Township	37S
Legal Section	22
Legal Subdivision	HOLMES UNREC
Legal Block	3
Legal Lot Number	87
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3013
Census Tract	501

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2425 NE GARDNER TER, JENSEN BEACH, FL 34957-5202
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer ATTORNEY
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Nov 1, 1985 · Amount on Record
Deed Document Number	20212874777
Deed Book / Page	3206 / 1826
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 16, 2021
Property Address	2425 NE GARDNER TER, JENSEN BEACH, FL 34957-5202
Document Number	0032061826
Book / Page	3206 / 1826
Instrument Date	Mar 10, 2021
Instrument	2874777
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5306 SE SCHOONER OAKS WAYJ, 5306, STUART, FL 34997

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20 W TAYLOR ST, SAVANNAH, GA 31401-4975

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2425 NE GARDNER TER, JENSEN BEACH, FL 34957-5202
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 NE GARDNER TER, JENSEN BEACH, FL 34957-5202

Mortgage

Document Number	0031940636
Date	Feb 2, 2021
Book Page	3194/636
Instrument	2865386

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Dec 25, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,071.00 (-4.08%)	$482,030 (+0.69%) Land $371,420 Building $110,610	$482,030 (-1.25%) Land $371,420 Building $110,610
2024	$8,414.00 (-0.61%)
2023	$8,466.00 (+10.62%)	$478,742 (+1%)	$488,120 (+12.15%) Land $371,520 Building $116,600
2022	$7,653.00	$435,220 Land $340,430 Building $94,790	$435,220 Land $340,430 Building $94,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	10 (1982–2023)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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