2425 N Bernard St, Chicago, IL 60647 Property Records

Cook County property record for 2425 N Bernard St, Chicago, IL 60647

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,188 sqft · built 1919
Lot Size0.1 acres (4,375 sqft)
OwnerIndividual Name on File
Tax Bill$12,417 (2023)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-26-426-033

Property Details

APN / Parcel Number

Primary APN13-26-426-033
Alternative APN
  • 13-26-426-033-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,188 sqft Living Area

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1921
Architectural StyleOld Style
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,375 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address2425 N BERNARD ST
CityCHICAGO
StateIL
Zip60647-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Range13E
Legal Township40N
Legal Section26
Legal SubdivisionE C KIMBALLS
Legal Lot Number12
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2010
Census Tract220601

Owner

2425 N Bernard St is owned and occupied by an individual.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2425 N BERNARD ST, CHICAGO, IL 60647-2403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2425 N BERNARD ST, CHICAGO, IL 60647-2403
Document Number1922708071
Instrument DateJul 5, 2019
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2425 N BERNARD ST CHICAGO IL 606472403, CHICAGO, IL 60647-2403

Mortgage

Document Number1922708071
DateAug 15, 2019
Instrument22708071
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 14, 2049
Interest
Rate TypeAdjustable Rate
Rate5.05%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$79,000 Land $19,031 Building $59,969$790,000 Land $190,310 Building $599,690
2023$12,417.00 (-1%)
2022$13,796.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$73,003 Land $15,316 Building $57,687$730,030 Land $153,160 Building $576,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2425 N Bernard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2425 N Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Fiber
1,500 / 1,500
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber, Verizon, Zentro.

Nearby Properties on N Bernard St

Nearby Streets

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