St. Charles County property record for 2425 N 8th St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 2022 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $233,000 (Apr 2023) |
| Tax Bill | $3,107 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089150A000 |
| Primary APN | 089150A000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,608 sqft |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,304 sqft |
| Finished Basement | 326 sqft |
| Unfinished Basement | 978 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,600 sqft (0.266 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T220600004 |
|---|---|
| Street Address | 2425 N 8TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | FULLER GROVE LOT 1 |
| Legal Subdivision | FULLER GROVE |
| Legal Block | M |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 310400 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2425 N 8TH ST, SAINT CHARLES, MO 63301-0924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Construction Mortgage COUNTY OF ST CHARLES |
| Apr 27, 2023 | Warranty Deed, Transfer · Commercial Mortgage HABITAT FOR HUMANITY OF ST CHARLES |
| Dec 30, 2020 | Warranty Deed, Transfer · Line of Credit IFF |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | Dec 30, 2020 |
| Deed Document Number | 202315888 |
| Prior Transfer Date | Mar 24, 2000 |
| Prior Transfer Doc | 0000017655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2425 N 8TH ST, SAINT CHARLES, MO 63301-0924 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2425 N 8TH ST, SAINT CHARLES, MO 63301-0924 |
| Document Number | 0000015891 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023R-015891 |
| Name | COUNTY OF ST CHARLES |
|---|---|
| Type | Government Agency |
| Address | SAINT CHARLES, MO 63301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 27, 2023 |
| Property Address | 2425 N 8TH ST, SAINT CHARLES, MO 63301-0924 |
| Document Number | 0000015888 |
| Map Reference | DOC 2021R-081198 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023R-015888 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2041 TRADE CENTER DR E, SAINT PETERS, MO 63376-1287 |
| Name | Verified Name |
|---|---|
| Address | 2425 N 8TH ST, SAINT CHARLES, MO 63301-0924 |
| Document Number | 0000015889 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023R-015889 |
| Name | HABITAT FOR HUMANITY OF ST CHARLES |
|---|---|
| Type | Government Agency |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000015890 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023R-015890 |
| Name | HABITAT FOR HUMANITY |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT PETERS, MO 63376 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 30, 2020 |
| Property Address | 2425 N 8TH ST, SAINT CHARLES, MO 63301-0924 |
| Document Number | 0000102903 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 102903 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2041 TRADE CENTER DR E ST PETERS MO 633761287, ST PETERS, MO 63376-1287 |
| Document Number | 102904 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 102904 |
| Name | IFF |
|---|---|
| Type | Funding / Finance Company |
| Address | CHICAGO, IL 60604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,544 (-) | $260,756 (-) Land $40,000 Building $220,756 | |
| 2025 | $3,107.00 | $49,544 | $260,756 (+769.19%) Land $40,000 Building $220,756 |
| 2022 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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