2425 Monroe Concord Rd, Troy, OH 45373 Property Records

Miami County property record for 2425 Monroe Concord Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,949 sqft · built 2000
Lot Size	15.1 acres (661,197 sqft)
Owner	Individual Name on Record
Last Sale	$1,175,000 (Jul 2024)
Tax Bill	$12,831 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C06-010400`

Property Details

APN / Parcel Number

Primary APN	`C06-010400`
Alternative APNs	`040606.4-01-002-00` `C06CC009 01500`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,949 sqft Living Area
1st Floor Area	7,082 sqft
Upper Floors Area	2,408 sqft
Basement Area	4,038 sqft
Finished Basement	3,000 sqft
Unfinished Basement	541 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	661,197 sqft (15.1 acres)
Garage Type	Mixed
Garage Area	801 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	119 sqft
Patio Area	487 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2425 MONROE CONCORD RD
City	TROY
State	OH
Zip	45373-7557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-6 W 1/2 S 1/2 SE
Legal Range	06
Legal Township	04
Legal Section	06
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3029
Census Tract	365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2425 MONROE CONCORD RD, TROY, OH 45373-7557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 31, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20247334
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2425 MONROE CONCORD RD, TROY, OH 45373-7557
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 MONROE CONCORD RD, TROY, OH 45373-7557

Mortgage

Document Number	0000014032
Date	Dec 4, 2025
Instrument	2025OR-14032

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 31, 2023
Property Address	2425 MONROE CONCORD RD, TROY, OH 45373-7557
Document Number	0000001055
Instrument Date	Jan 27, 2023
Instrument	2023OR-01055
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,831.00 (-8.6%) Homeowner's exemption	$373,020 (-13.74%) Land $22,560 Building $350,460	$1,175,000 (-13.01%) Land $173,700 Building $1,001,300
2024	$14,039.00 (-12.92%) Homeowner's exemption	$432,440 (-) Land $20,490 Building $411,950
2023	$16,122.00 (+16.87%) Homeowner's exemption	$432,440 (-) Land $20,490 Building $411,950	$1,350,700 (-) Land $173,700 Building $1,177,000
2022	$13,795.00 Homeowner's exemption	$432,440 Land $20,490 Building $411,950	$1,350,700 Land $173,700 Building $1,177,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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