San Joaquin County property record for 2425 Middlebury Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,209 sqft · built 2019 |
| Lot Size | 0.097 acres (4,230 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $700,000 (Mar 2025) |
| Tax Bill | $11,488 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-420-190-000 |
| Primary APN | 210-420-190-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,209 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,230 sqft (0.097 acres) |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2425 MIDDLEBURY DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 19 RIVER ISLANDS-STAGE 2A VILLAGE U, TRACT 3 |
| Legal Subdivision | RIVER ISLANDS-STAGE 2A VL |
| Legal Tract | 3 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1120 |
| Census Tract | 5214 |
Source: San Joaquin County records · APN 210-420-190-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 41074 PAJARO DR, FREMONT, CA 94539-4431 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MASTERMAN ROCHE INC |
| Oct 31, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 29, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2025 · Amount on Record |
| Deed Sale | Mar 03, 2025 · Amount on Record |
| Prior Sale | Oct 29, 2019 · Amount on Record |
| Deed Document Number | 202517756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2425 MIDDLEBURY DR, LATHROP, CA 95330-8453 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2492 PROSPER RD, SACRAMENTO, CA 95834-2100 |
| Document Number | 0000067736 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023-067736 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2425 MIDDLEBURY DR, LATHROP, CA 95330-8453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE |
| Name | Verified Name |
|---|---|
| Address | 2425 MIDDLEBURY DR, LATHROP, CA 95330-8453 |
| Document Number | 0000067991 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-067991 |
| Name | MASTERMAN ROCHE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTH PASADENA, CA 91030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 31, 2019 |
| Property Address | 2425 MIDDLEBURY DR, LATHROP, CA 95330-8453 |
| Document Number | 0000124967 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 124967 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 23, 2019 |
| Title Company | CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2413 MIDDLEBURY DR LATHROP CA 953308453, LATHROP, CA 95330-8453 |
| Document Number | 124968 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 124968 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 29, 2019 |
| Property Address | 2425 MIDDLEBURY DR, LATHROP, CA 95330-8453 |
| Document Number | 0000123571 |
| Instrument Date | May 08, 2019 |
| Instrument | 123571 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.10 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 MIDDLEBURY DR LATHROP CA 953308453, LATHROP, CA 95330-8453 |
| Document Number | 123572 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 123572 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 28, 2034 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,488.00 (+4.61%) | $569,475 (+4.04%) Land $131,235 Building $438,240 | |
| 2023 | $10,982.00 (+2.03%) | $547,364 Land $126,140 Building $421,224 | $718,470 |
| 2022 | $10,764.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Zinnia Networks Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LATHROP serves 38,596 people |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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