2425 Mesa Ranch Rd, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 2425 Mesa Ranch Rd, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	8 bd · 5 ba · 4,328 sqft · built 1998
Lot Size	5.01 acres (218,236 sqft)
Owner	Company Name on Record
Last Sale	$570,000 (Aug 2011)
Tax Bill	$13,661 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`075-051-014`

Property Details

APN / Parcel Number

Primary APN	`075-051-014`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,328 sqft Living Area
1st Floor Area	4,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	218,236 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2425 MESA RANCH RD
City	ARROYO GRANDE
State	CA
Zip	93420-5365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PM 51-73 PAR 1 & PTN PAR 4
Legal Subdivision	PARCEL MAP CO94-113
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1006
Census Tract	12305

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SESLOC FCU
Jan 31, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 25, 2021	Intrafamily Transfer, Transfer
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU
Oct 6, 2020	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2011 · Amount on Record
Deed Sale	Aug 16, 2011 · Amount on Record
Prior Sale	Feb 9, 1998
Deed Document Number	201139319
Last Transfer Date	Jan 20, 2022
Transfer Doc	0000004573
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 28, 2022
Property Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365
Document Number	0000004273
Map Reference	MB 51 PG 73
Instrument Date	Jan 20, 2022
Instrument	2022004273
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365

Mortgage

Document Number	0000004274
Date	Jan 28, 2022
Instrument	2022004274

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 31, 2022
Property Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365
Document Number	0000004573
Map Reference	MB 51 PG 73
Instrument Date	Jan 20, 2022
Instrument	2022004573
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 25, 2021
Property Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365
Document Number	0000022840
Map Reference	MB 51 PG 73
Instrument Date	Mar 22, 2021
Instrument	2021022840
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046084
Date	Nov 5, 2018
Instrument	2018046084

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046575
Date	Oct 22, 2019
Instrument	2019046575

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365

Mortgage

Document Number	0000055414
Date	Oct 6, 2020
Instrument	2020055414

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 MESA RANCH RD, ARROYO GRANDE, CA 93420-5365

Mortgage

Document Number	0000077240
Date	Dec 28, 2020
Instrument	2020077240

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	3.5%
Index	11th District COF
Max Rate	7.5%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,316,534 (+2%) Land $376,601 Building $939,933
2025	$13,661.00 (+13.05%) Homeowner's exemption	$1,290,720 (+12.31%) Land $369,217 Building $921,503
2023	$12,084.00 (+1.55%) Homeowner's exemption	$1,149,290 Land $340,463 Building $808,827
2022	$11,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY-CYPRESS RIDGE private · serves 2,032 people · EPA ID CA4010040
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Peak WiFi, Spectrum.

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